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    Almost there - Need Encouragement

    First post, but I've been around for many years lurking. Age: About 42, Spouse the same Kids: None Anticipated Retirement: April 2022 Allocation: 80/20 Risky/Ballast Let A = Annual expected spending in retirement. We have 30.55A set aside for retirement, or a 3.27% w/d rate currently, split...
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