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Hello - I welcome thoughts and comments. Early Retired this year at Age 50. Portfolio is $2,005,000, Invested 50/50 Stocks, Fixed Income (90% Fixed 401-k at 5.25%, 10% Bonds). Debt Free (incl. No Mortgage), Kids (2) Tuition fully paid and set aside. DB Pension starts Age 55 at $41,000 per annum...

Question: If you run FireCalc with say 30 years of Retirement, it appears to run scenarios all predating the last 30 years stock market results, because it has insufficient full 30 year scenarios - True? If not, how does it handle this.