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    This weather is awful - 2024 to ?

    Shelter in place, storm blowing through here in east Bexar County, TX. Rain, hail, thunder lightning, very dark. No tornados so far?
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    In Your City - What Are The Most Desirable Neighborhoods and Why?

    We’ve moved a few times, 3 times since retiring 7 years ago. What I’ve learned is: stay in tax free TX, able to walk to nature laden park with paved walking trails, nearby year round lap pool, low crime, well kept neighborhood, lots of close health care choices, military base not too far away...
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    What did you do today? - 2023/2024 version

    Completed wire transfer to pay off mortgage. Bought new house a month ago. Sold last house last week. Made one house payment and now back to mortgage free. Good thing with interest costing us $45 / day.
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    How much Ca$h in a ROTH?

    My strategy was to start my Roth 50/50 NASDAQ/SP500 very low fee ETF via FIDO. Dividends are set to go to cash, SPAXX. Check periodically and rebalance to 90% equity. That way I have a chance to buy the dip, keep stocks USA and minimize fees. Same process for tIRA with target: 80% equity, 10%...
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    Do You Have an Air Fryer?

    We recently replaced our electric, traditional stove for an induction stove with traditional bake, convection, broiler, and air fryer oven. Haven’t used the broiler but the air fry or convection oven settings are used every day. Just made buffalo cauliflower bites and make crispy fries at least...
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    S&P 500 Prediction 2024

    Exactly. My equity holdings are 100% USA. I’ll never bet against the hometown team. My one year cumulative is up 30.05%.
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    Hip pain only at night

    My hip pain improved with firmest mattress I could find and stopped sleeping with wedge. Then developed sciatica. PT helped, along with Alieve. MRI indicated arthritis of spine so am taking MSM powder (learned about MSM on this forum) mixed with tart cherry juice. After 3 weeks am no longer...
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    Need to Repair or Replace Cell Phone

    I have a on year old Apple iPhone with a cracked screen…my bad. I’m worried if I take it in thr repair shop can hack the apps. Anyone have experience getting a screen repaired?
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    What got you excited about retirement saving?

    That there would come a time when I physically can’t work.
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    What is the last thing you ordered from Amazon?

    MSM after doing a forum search for plantar fasciitis. Am also dealing with sciatica and spinal osteoarthritis. Checked the usual MD websites and doesn’t seem to have known side effects. Same day delivery. Worth a try…?it makes things better.
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    Income Annuity - Good Idea?

    I’ve been consulting with FIDO rep regularly since retirement. Every call includes a plug for their Custom Portfolio management service.I know these calls are recorded and FIDO reps are paid by FIDO; not me. I always listen politely, say: I’ll keep this in mind and appreciate the information...
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    Waffle: Even easier than Wordle

    7 tries. Too many options.
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    What is the last thing you ordered from Amazon?

    50 inch high revolving bookcase. 5 yo DGS is an avid reader with lots of books. This will hold them with a much smaller footprint.
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    How to manage RMD’s

    Car-guy, Thank you for the link. Very helpful.
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    How to manage RMD’s

    For those who don’t need RMD’s to cover operational and occasional capital/lumpy expenses what do you do with them? I’m pondering converting them to Roth, less tax, so if we need them later or leave them to kids they will be tax free. Is this reasonable? I realize this is a first world...
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    What new series are you watching? *No Spoilers, Please*

    Monday Night Football[emoji106][emoji106]
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    Questions for fasters?

    I went cold turkey 4/20 and don’t recommend it. What other relatives have done, at my suggestion, is start wherever you are. If your eating window is 16 hours, make it 15 for a week. Then 14. Then 13… until you get to goal (hours wise). If goal is to lose weight, give it 3 months or so at goal...
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    Gas vs Electric Clothes Dryer?

    No gas for me. I’d prefer to be all electric, put solar panels on roof to offset costs. Fossil fuels aren’t sustainable and if there is a malfunction, I’d rather deal with a fire then an explosion. The new house we’re having built is in an all gas neighborhood but we had the plans altered for...
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    Got faked out on an Amazon order this week.

    We use Amazon quite a bit. I do online comparisons with WM and Sam’s Club for household items (laundry soap, TP…) and go with what’s cheapest. I don’t find joy in brick and mortar shopping with gas, parking and now “slider” crime in parking lots. Recently read a tip to use the Save for Later...
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    Home Cooking 2023

    Falafel. I can’t get over how easy and cheap it is to make from scratch, compared to take out. Chick peas and herbs, make balls or small patties and air fry in oven. DH tops his salads with them. I like them with red pepper hummus, also made from scratch.
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    Daily WORDLE - please, no spoilers! 2023 version

    Got it in 2! Got lucky with first word.
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    Balanced Portfolio market frustration continues..

    No bonds for me for years. Broad US market ETF’s 90% and 10% money market and more recently: laddered CD’s. Dividends go to MM. Rebalance 2-3 x year. Two significant influences that guide my portfolio decisions are Warren Buffet’s autobiography (no bonds) and a CFO I worked with, and greatly...
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    Feeling lost after FIRE

    A book, “The Happiness of Pursuit” was helpful to me.
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    Sore knee. Work it or rest it?

    DH developed pain in one knee. Switched from walking to swimming, swears that a glass tart cherry juice every day makes a difference. After a couple weeks, no more pain. Knees are tricky. Could be any number of things. As a DW, can’t go wrong listening to your DW. She knows you better than anybody.
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