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Yes about 80X but yearly expenses are not outrageous - maybe 45-48K. I keep an asset allocation of about 27% stocks and the rest in fixed income and some investment property. Of the fixed income 33% is in CD's. I would invest in CD's when I saw good deals like Penfed's 3% for 5 years...

Can't offer you any useful advice as I'm in the same boat as you. I'm financially secure yet stay in a job I despise. Tried and tried to figure out why I stay with no answers. I was close to leaving once and even submitted my resignation letter. But one thing lead to another and I ended up...

Wow, what was your typical day like in the first two years? I want to thank everyone who responded, I really, really need the support. Still have this feeling in the pit of my stomach but it's getting a little better. It's like I'm mourning the job rather than celebrating new opportunities. I...

Yes, I have heard that - that once retired some people regret not doing it sooner (if they are financially able). That factored into my decision. Thanks for your input. Francis

Thanks everyone for the input. I slept very little last night thinking about things. My feelings are most like when I broke up with a woman. It turned out not to be a good relationship yet I had these same feelings of doubt and loss. But that situation turned out fine with time. My reasons for...

Is it normal to have a letdown after announcing you are leaving a job? I hated my job and finally decided to leave. Felt like the right thing to do. Spend this weekend thinking a lot about this and wondering if I did the right thing. Feeling very jittery right now. Can anyone relate their...

I have not posted here in a while because nothing changed. I work in a very stressful and toxic workplace. It has become much worse the last several years. Here's my story Dealing with toxic workplace - Early Retirement & Financial Independence Community. I can afford to FIRE but something was...

Google TiSP This was my favorite Google April Fools prank. Broadband Internet thru your toilet. www.youtube.com/watch?v=v6vo179tgtg

That's interesting. My father retired at 62, a little less than FRA. Was happy to get out. And he did it with *way* less savings than I have. In fact, even tho I told him I have enough savings to retire he doesn't know the exact amount. I think the amount would surprise him very much. Francis

This is a good question. Why do I stay if I'm FI. Well I had a talk with my father about leaving /retiring call it whatever. My father is older, I only say that because he was a small boy during the Depression. His family was very poor, his father died earlier. He and his siblings had to try and...

No, getting fired would be OK. I am FI. Coworkers told me just call in sick too often and they'd eventually can me. A few of my coworkers went to HR about what is going on. HR was going to interview all of us. Then, all of a sudden, they cancelled all interviews. I heard our Director told HR to...

In my previous thread,http://www.early-retirement.org/forums/f27/dealing-with-toxic-workplace-75238.html I detailed how bad work was. Unfortunately, it has become worse and worse as the months pass. They have released all new, younger workers from the hours they were hired for. This means the...

BBQ-NUT, That's awesome! Thanks for sharing your last days at work with us. Enjoy yourself in the next chapter of your life. Francis

I understand your points. How much can you push staff and still maintain quality and safety? I think the flip side is true too. Not just keeping costs low but keeping profits high. The company that owns several hospital in my area is listed on the NYSE and it's profits grow way, way faster than...

It sounds very familiar. Our superiors, who are pharmacists, want nothing to do with trying our work assignments even for a day. Just to see what it's like. They know it is impossible to do everything assigned to us. Maybe that's why our supervisor, Director and Regional manager all quit in the...

That's true. And I know several health care entities that combined and offered employees severance packages to retire. But some companies go out of their way to create a toxic environment so they don't have to offer severance or even unemployment payments. They just make conditions so bad that...

I was for neither team but to pick up that flag was bizzare. The defender had his back to the ball the whole time and made no effort to play the ball. Wonder what the refs were thinking? Francis

It seems like our workplaces are similar. I can't believe what's happened to the working conditions in healthcare over the past 10 years. I think a big reason is the sale of many community hospitals to for profit chains. Sure, community hospitals wanted to make money but the for profit chains...

The imposssible work duties are from consultants they bring in. It's a big hospital and we used to have twelve pharmacists in the day, it was reduced to about 8 by consultant. Now there is some efficiency expert (whom they brought in several times from 1200 miles away) who claims we are...

Thanks to everyone who replied. I do have a plan going forward. I am contributing the maximum percentage to my 401k so it will be fully funded by April. I am checking pricing on the aca exchange to buy health insurance. I understand to try and keep magi low for a possible subsidy. If I choose to...

Good point. No, if the workplace didn't become so bad I would probably work a few more years even though I'm FI already.

Thanks for your perspective. It makes a lot of sense to me.

I already do what is right and patients come first. I am not a slacker and do my best to do high quality work. The problem is management assigns each pharmacist much more work than is physically possible to do. By that I mean I could be responsible for working with critically ill patients and at...

Yes, this is a continuation of my first post. Wasn't sure if I was supposed to add to the original post or start another. Thanks for your advice.

Thanks, I like that.