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Hi, it's the OP, back again after another 2 1/2 years! I am loving retirement. A few random observations: 1. I don't think about retirement nearly as much as I did when I was working. I just happily live my life. [I guess that extends to checking this forum, which I used to do daily and now I...

Thanks audrey1, yes for sure! I put our most highly appreciated VTSAX shares into the DAF.

Texas Proud, thanks and I agree. It is already clear we are viewed as the wealthy family in our kids' circles living like we do. We are not living like we have big savings, e.g. we fly coach, drive 5 yr old low-key cars, dress rather shabbily (I wear what's on top of the pile), etc, but we have...

Hi all, I've benefited so much from this forum in the past, and wanted to contribute an update as I personally have enjoyed the more longitudinal stories on this site. When I first came here, basically in crisis, in 2014, there weren't a ton of people in situations like mine, so hopefully I...

What is a "week-end"?

Don't want to hijack the thread but hopefully sharing my experiences so far will help you. As the one who started the thread, I assure you that you are not hijacking it! It is supremely valuable (for me at least) to hear the experience of someone who so recently made such a similar transition...

Sounds like we're ruminating (heh heh, my username) on the same subjects. For me, while I've always done very well professionally, I feel like I have never fully identified with my work. I have a number of outside interests (many of which I have not had time to really pursue), so I don't think I...

Yeah, it's easy to feel like a big shot when you have important responsibilities and are having an impact. But having seen other big shots leave, it is amazing how quickly the system adapts - like air filling a vacuum. :)

Fortunately, my health is very good and family history is favorable. But I'm not fooling myself that there aren't random events that could change all that (for me, or for a family member). Having seen a few friends / family members pass away or lose function much earlier than anyone would have...

Thank you daylatedollarshort. Yes, it was remarkable as we looked through our expenses and found some easy areas to cut - slowing down "home improvements", making the next car more modest, etc. The bigger change though has probably been the day to day awareness of a savings goal, and all the...

Update Thanks again to all who contribute to this forum and to those who thoughtfully replied to my earlier posts... now 1.5 years ago! That point in my life marked the beginning of some big changes, in part inspired by this board (which I continue to stalk daily :). We sold our expensive home...

Follow-up on original post Thanks all for your thoughtful responses. Have been taking time to contemplate them… A few questions you asked – - Income – Confident it will continue / grow at roughly the level suggested. Know there are big error bars around both market returns and, to a lesser...

Thank you all for your thoughtful posts – I have learned a lot without ever having posted a thing, and am so thankful for you all and for this site. My wife and I are in our very early 40’s. Am going to keep the details spare as my story is a bit unusual. Home equity: $2.0M...