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What would a deflation spiral entail? Sent from my iPod touch using Early Retirement Forum

Hey readers, I was recently looking over my brokerage account to determine my exposures since many of the talking heads are saying expect more market declines. I mainly saw no issues not to stay the course, except for two things. I have some money in HSBC notes and Goldman Sachs notes that both...

Hmm now there's an idea. Tax credits and independent IRAs were something I did not think was an option before. Something I'll look into. Since I got the 8% bonds 3 years ago I got discouraged that the rates fell from there and laid off attempting to invest further cash...but the $5500 IRA...

Also, I am extremely unfamiliar with what an IRA is. I always considered it something people who have salaried jobs use. Can I buy one independently from association with the company I work for? I don't plan on getting a degree because I already have one but I did not enjoy the work (industrial...

The 8% was some offerings I took advantage of in 2011...but only a few thousand. Last I checked with him the rates were lower, yes Sent from my iPod touch using Early Retirement Forum

I am 33. I've got some decades before social security. I have an advisor at one of my banks and he was able to find some corporate bonds and such with up to an 8% yield but nothing higher than that... Sent from my iPod touch using Early Retirement Forum

Hi, I'm new here and trying out the forum. I have a bit of an unorthodox backstory. I'm a single woman without children. I wait tables for a living and I don't have a 401k. I live in an apartment and only have $2300 of debt (credit card). And over the last 8.5 years, I have saved $81,500 cash...