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  1. M

    Cashing out 401K/TSP

    How to Access Retirement Funds Early https://www.madfientist.com/how-to-access-retirement-funds-early/
  2. M

    Where to park money at Charles Schwab?

    expense ratio .03% - SWTSX - Schwab Total Stock Market Index expense ratio .03% - SWPPX - Schwab® S&P 500 Index Fund expense ratio .03% - SCHB - Schwab U S Broad Market ETF expense ratio .03% - SCHX - Schwab U S Large Cap ETF
  3. M

    Money and happiness just how correlated are they...

    Sex, Income and Happiness — Get Data Summary Money does appear to increase happiness. 100% of people with an income of $500k are satisfied
  4. M

    Share your FIRE Milestones - 2013- 2020

    Early Retirement Planning: Taking Early Withdrawals Without Penalty From Your 401(k) or IRA — My Money Blog
  5. M

    Tax Question

    once I get to about $49,000 it says I start to owe money. At that amount it says my taxable income is $38850 and I will owe $292 in taxes But yeah only about $5,000 of that would be capital gains. Not the entire $49,000. So..... point being... I wouldn't have to pay any taxes if I can...
  6. M

    Tax Question

    So if I go to HR Block's income tax calculator: Free Income Tax Calculators, W-4 Calculators & Health Care Calculators | H&R Block® I left everything blank except for Capital gain (held more than one year) and I put $40,000 for that. It said my taxable income is $29,850 But I don't see...
  7. M

    Tax Question

    so as long as I had no other income, I could cash out any amount of index funds and not pay any capital gains taxes?
  8. M

    Tax Question

    Lets say I quit my job and lived off $40k per year. And the way I got that $40k every year is from cashing out index funds that are in a taxable account. So I would have to pay capital gains taxes. How much federal income taxes would I pay every year? 10% ?
  9. M

    Federal Employee trying to retire early...

    4 Ways to take Partial Withdrawals from the TSP | GubMints Partial Withdrawal – the ‘Freebie’ – TSP Loan Rollover at Separation. Kudos to Tammy Flanagan over at GovExec for revealing this Oolie. Strategy: There is technically a ‘Backdoor’ Partial TSP Withdrawal available to Feds just...
  10. M

    Hedge Funds

    this guy seems to like Hedge funds: Investing In A Hedge Fund Saved My Retirement Portfolio | Financial Samurai "From 1990-2014, hedge funds (as measured by the HFRI Composite Index) have returned ~10.19% net of fees annualized returns compared to ~9.19% for the S&P 500 with half the...
  11. M

    Want to retire ASAP! Any pointers?

    there is a website that lets you loan money to random people on the internet. you can choose high risk people and charge them 15% but they might never pay you back. worth looking into I would pay off that credit card debt ASAP and put $5,500 in a roth IRA every year.
  12. M

    Bummed out, should i be?

    3% is not that bad for last year. I would put it in a Vanguard or Fidelity fund if I was you
  13. M

    Crazy Expat Plan

    This person lives on $500 per month in Chiang Mai: Cost of Living in Chiang Mai, Thailand This guy lives on $600 per month in Chiang Mai: Is It Possible To "Live" A Great Life In Chiang Mai, Thailand For Less Than $25 A Day? - eTramping.com
  14. M

    Crazy Expat Plan

    look into Chiang Mai, Thailand Many expats live there for $6,000 per year or less
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