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I am trying to create a spreadsheet to examine my thrift savings plan trajectory for retirement (12/31/2044) planning. I can estimate my salary growth and contributions as a percentage of my income. How would I accommodate contributions plus yearly growth to update an estimated account balance...

I was watching TV and a commercial for a service called betterment came on. The website is interesting. They are a model/rules based investment service that auto adjusts the allocation for you. Their big thing is low cost etfs and tax loss harvesting. Has anyone used them? Seems really good if...

I am 32 years old with about $105K in my TSP plus paying back a loan I took out toward my home purchase two years ago. I currently contribute 8% of my salary (GS 13-05 in North Jersey). Right now I am running the following allocation: 5% G 5% F 40% C 40% S 10% I I do pretty well per my...

Hi I am a 32 yr old government engineer living in Northern NJ with my high school teacher wife and our dog. Glad to follow along with the threads. Right now I have a TSP at about $105,000 (also paying loan back to it from house purchase) that I currently contribute 8% (I am a GS13-5) plus my...