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Thank you Karluk, I appreciate and will investigate the tax bracket idea. My wife's income can have some extreme swings but I will definitely look into what it would take over the next month or so to possibly get into the lower bracket. I agree with you that there is too much sitting in a...

Thanks wolf, I actually had a townhome with a 3.4% interest rate before we moved to Arizona. I went back and forth on whether to sell or rent the property once we moved to Arizona. Some days I look back on it and kick myself as it was in a fantastic location with a low rate, but other days I...

Hello all. I am a new member of the ER community and am looking for some guidance on how to approach the next few years financially in order to reach that ER! I apologize if I don’t include all of the acronyms, but I am learning as I go. I recently moved from Iowa to Arizona with my new wife...