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Almost all debit cards have a feature to lock/unlock the card. We use the Schwab debit card when traveling and I will unlock it, use it, then re-lock it. We only use it for ATM access.

Ok, how about wife's aunt by marriage and she loves it?

Credit Karma. Chase, Discover, Amex, and Mastercard all off free credit/SSN monitoring and I can attest they work. Whenever I open a new checking account or CC within the hour I get emails from all alerting me to that inquiry.

Agree with the benefits of traveling with a non-US passport for safety reasons, but severe social/political unrest in US will embolden the new Axis powers and there will be no western place "safe".

Ok, again Cost Plus Drugs Sildenafil Citrate Tablet • 50mg • 90 count $12.20 Or 100mg and cut them in half Sildenafil Citrate Tablet • 100mg • 90 count $12.20

Per the site for the "American" model " Its forecasts for cloud cover tend to overestimate coverage where the sky will only be partly cloudy, while its cloud thickness and precipitation forecasts are realistic and useful."

From cost plus drugs Sildenafil Citrate Tablet • 20mg • 90 count $10.40

Endorse it with your name followed by "Affiant", since you are named as the executor. That is what I did with similar items from my dad's estate. Unless the estate is contentious there will no problems.

2023 For 2: 333 per month for food at home, 30 for restaurants (mostly DW eating out with friends, we seldom eat out except when traveling), 30 for liquor, and 50 for misc stuff like paper towels and other cleaning supplies. Food while traveling was almost $2,700 last year, 3 trips to Europe...

#1 car insurer since 1944 and #1HO since early 60s says something. All insurance companies are hated and vilified by someone, but check your state's complaint ratios and SF won't be the best (namely because of size) but they will be near the top. Also SF will not "bait" you with a low price...

Trips - 19.5% Fed Tax - 11.5 Health Ins - 10 RE Tax - 7.9 Food - 5 Christmas Gifts - 5 Utilities - 4.2 Long Term Care Ins - 4 Church Donations and other gifts 3.8 New Appliances - 3.3 (washer, dryer, DW, and stove) Home and Auto Ins - 2.6

8.7% - Fed Tax / (Total Income + untaxed SS) 11.7% - AGI 0% - State Illinois

Yea, even in Maui, where we got one for 2 meals.

Bought these in the summer of '21 for $12.50 each, now are $48.50. https://www.supplyhouse.com/General-Aire-4551-GENERAL-AIRE-6FM2025-20-x-25-MERV-11-Replacement-Filter

Try Jewel's chicken, $8 (or less on some days) for 8 pieces.

Yea, Illinois is zero in both cases. They haven't taxed 401k,IRAs, SS, or pensions since at the least the least the mid 80s.

The Automobile company is the parent and they have sold health insurance for 60 years, FWIW.

If this is retirement income, Illinois is zero for 401k, ira, ss, and pensions. Investment income is taxed at 4.95% over 4850 plus 5% of property tax (or 6850 plus 5% of PT if over 65).

Reindeer dogs https://maps.app.goo.gl/hbVCidJNMeVZQhSJ6?g_st=ic

https://www.kitces.com/blog/should-equity-exposure-decrease-in-retirement-or-is-a-rising-equity-glidepath-actually-better/

SF-Florida was created after Hurricane Andrew, it was noted that if Andrew would have turned north and hugged the shoreline it would have bankrupted the entire P&C insurance industry. Andrew cost SF more than $3 billion in today's money.

Fidelity Bloom account has automatic sweep into SPAXX (currently about 5%) while CMA does not. There is no longer a signup bonus for Bloom but the savings account (vs the spending account) will give you 10% bonus up to $30 each year. I have all our credit card payments pulled from Bloom...

It would be the largest tax increase in history, so if someone is making $500k, their total SS tax (with employer match) would go from 20,906 to 62,000 per year. Since they would probably not get an increase in their own SS, this would make SS just another welfare program. But taking other...

Here is another way of looking at using a CC for PT. Our county charges 2.25%, so you lose with a 2% cash back but you gain interest by letting the money float for up to 6 weeks. So the $90 fee generates $81.80 in cb and then you earn $4.04 (5.25%) per week of float ($4k payment). 2 week float...

It has been a "welfare" program from day 1, being popular doesn't change that fact.