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I am currently 59, and unfortunately will not be able to retire till I'm about 63 ~ 65. My current situation and what I expect to be my situation at that time is that I will not be a homeowner. It will also be just myself, and I do not have a permanent retirement location selected at this time...

I am several years or more away from FIRE, so am still racing that darn rat (it always wins). This weekend I managed to sleep more than normal and had a number of vivid dreams, which is unusual for me. Thinking of this and then remembering the numerous posts of many on this board about how...