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  1. Georgialivin

    Charleston & Savannah

    I love Savannah, I work in the city. I recommend Foxy Loxy for coffee and tacos. Perc is also a cool spot for coffee :) Collins Quarter is great for breakfast too. Charleston is fun too, I would agree to say Savannah is more laid back
  2. Georgialivin

    Relocation Priorities (How does one decide what's important?)

    Should add houses are cheap and they airport is 15min
  3. Georgialivin

    Relocation Priorities (How does one decide what's important?)

    Didn't read the other comments so I may miss a fact- anyway. I live in a small town outside of Savannah and love it. Mild winters, one Main Street so bikeable and tons of stuff to do in Savannah which is 30 minutes easy drive
  4. Georgialivin

    My former coworker (another life too short thread)

    I guess I set myself up there calling it marijuana?? Okay- Cannabis oil, the same stuff that is used by cancer patients and other people with life altering disabilities, may prevent Alzheimer's. It's not "pot" and you don't smoke it. Look past the propaganda and check it out! Sent from my...
  5. Georgialivin

    My former coworker (another life too short thread)

    I saw an article the other day citing marijuana as a deterrent for early onset Alzheimer's. I haven't looked into it myself so take that with a grain of salt Sent from my iPhone using Tapatalk
  6. Georgialivin

    Photographer's Corner - equipment

    I just downloaded the app and started using wifi a month or so ago on my 6D. It's pretty cool to be able to take a photo right off the camera and send it or share it to social media. Or to look at your photos on a larger screen. I don't love the remote shooting, it seems tough to get it to...
  7. Georgialivin

    Setting up employer 401k

    I got quoted for vanguard for a start up plan with very few employees and no assets. I am nowhere close to HCE, and it is a safe harbor plan. Thanks to everyone chiming in Sent from my iPhone using Tapatalk
  8. Georgialivin

    Setting up employer 401k

    We also pay about 2500 annually for third party administrators. Sent from my iPhone using Tapatalk
  9. Georgialivin

    Setting up employer 401k

    Well I finally got a breakdown. Looks like our plan has a total of 1.79% in fees, with 1.59% billed quarterly to plan sponsor. .5% of that goes to our financial advisor which I'm not sure we need as he is not acting in a fiduciary capacity and is only there to teach or advise employees as...
  10. Georgialivin

    Trying Savannah on for Size

    You could walk around safely, but walk around what is the question. Jacksonville is pretty close! And Savannah has a nice mall and a nice downtown area too. Hilton head has a great beach and nice shopping, but downtown Savannah is great and within driving of SSI. Sent from my iPhone using...
  11. Georgialivin

    Trying Savannah on for Size

    Brunswick has built back up in areas. It was hit very hard by the recession. The largest factories in town shut down. There are neighborhoods out a little bit that are fine. Downtown and historic district I just wouldn't choose. The projects are woven in to the historic district. As in a half...
  12. Georgialivin

    Trying Savannah on for Size

    My drive into work. Sent from my iPhone using Tapatalk
  13. Georgialivin

    Trying Savannah on for Size

    Hey! So I grew up in Brunswick, and spent my summers working on St Simons island and Jekyll. I now live in Savannah and have for some time. Brunswick is sketchy- not a great choice! Jekyll is very quiet. Not as much to do. St Simons is lovely! Charleston is nice, it's a pretty big city...
  14. Georgialivin

    Setting up employer 401k

    Hello everyone. I would love some thoughts on this. I work for a smaller start up right now. They are setting up a 401k plan for employees with a 5% match. I am soon to be salaried, so this directly affects me. Right now we are talking with a company that recently was blasted by John Oliver...
  15. Georgialivin

    Savannah, GA

    I live right outside Savannah. Definitely HH over Tybee. Downtown is fun, you can walk around with open containers which is cool. Tons of parks and squares perfect for gorgeous picnics. Ice cream at Leopolds! Sent from my iPhone using Tapatalk
  16. Georgialivin

    Body Fat Percentage

    I also use mfp. I am at about 50% carbs and 25% fat and protein. I'm losing at about 2100 right now but it's the best tool I've ever come across to lose fat. Tracking food and hitting the right macros. I love it. I don't always track, just when I want to lean out a couple lbs Sent from my...
  17. Georgialivin

    Body Fat Percentage

    I was at 17% in a bod pod about 10months ago. My goals this year are to gain muscle and stay relatively lean. I would guess I spent most of last year around 16% but I tried to gain a couple lbs lately. I really want to be able to do pistol squats. Sent from my iPhone using Tapatalk
  18. Georgialivin

    Play This Joke on Daughter?

    [emoji106]🏻 Sent from my iPhone using Tapatalk
  19. Georgialivin

    Your "Go To" Retirement Websites

    Has anyone come across a way to browse the bogelhead forums with ease on an iPhone? The format is awful for me to read Sent from my iPhone using Tapatalk
  20. Georgialivin

    Most Americans have less than $1000 in savings?

    I guess my question is, if you remove these factors (yes these giant life factors) I wonder how much people my age strive to save. Do they care about saving at all? First article says yes, second says no. So again, it just makes me curious Sent from my iPhone using Tapatalk
  21. Georgialivin

    Most Americans have less than $1000 in savings?

    Too off topic? Maybe so. I just go back to what I said before, I know individuals. I have friends that are doing well out of college- in demand- etc. I also know the opposite, friends that can't afford their health insurance, can't afford to get hurt, can't miss work because their benefits are...
  22. Georgialivin

    Most Americans have less than $1000 in savings?

    I don't think people are just moaning about not being able to afford premium channels. I agree that the middle class is slowly dying, mainly because of corporate greed. And they do need better laws to keep them from tax evasion, but change is hard to come by when we hardly live in a democracy...
  23. Georgialivin

    Most Americans have less than $1000 in savings?

    I agree with you on that. However, it's hard not to be curious when finance is a bit of a hobby/interest of mine. If anything it makes me question it more when every article contradicts the other. I guess my thoughts are that there isn't much of a "trend" and there are just a bunch of...
  24. Georgialivin

    Most Americans have less than $1000 in savings?

    I see so many articles on Americans not saving, but then articles about millennial's saving more because of 2008, etc. Today Bank of America told me that the average monthly savings of people aged 25-32 was about 450 a month. I never know what to think and I honestly don't have a clue how other...
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