Search results

Thanks for all of you who provided input, even those that got sidetracked on the SAHD tangent ;D I didn't specify the homeschooling part because I didn't feel it was relevant to our retirement situation. FWIW, DH worked for the first 5 years we were together (before kids) and contributed equally...

Canadian citizen, living in Canada.

I'm in Canada :)

Canadian Vanguard ETFs are traded on the TSE. You are right, I'm going to invest all of it on the Canadian side for now and wait for the dollar to go up, thanks for the input :)

We did a trip through Thailand, Cambodia, and Vietnam back in 2013. We had private drivers and guides for the duration and loved the experience. I feel we saw and experienced much more than we would have either on our own or with a larger group. Some of our best memories are related to...

I have very good coverage through work so I've never bought it however I would definitely consider at least health insurance for any trip out of country.

Don't I know it :laugh::laugh::laugh: On the other hand they love it, are learning invaluable lessons about hard work and perseverance, and generally stay out of trouble because there's just no time for anything else. I consider it a wise use of my money ;) DD has teammates who have earned...

The only reason we're having to budget now is because we're spending 15K/year on gymnastics. That cost should go away in 4-6 years - either the kids will be done with the sport or will be at a high enough level to get Sports Canada funding :laugh: We live in a city with two of the best...

I've recently decided to fire our FA and move all of our money to Vanguard ETFs, mostly to lower management fees but also because the performance of our current mutual funds is less than stellar. With the current dismal exchange rate of the CAD, I am wondering if I should just buy the Vanguard...

Yes indeed he homeschools the kids :) We made the decision years ago to be a single income family, it's a fine line between lifestyle and financial independence. We did give up 50% of the income when he stopped working but it's been totally worth it. Couldn't have kids in high level gymnastics...

Hi again! I’m a long time lurker and I am pretty sure that I posted a little years ago but I can’t remember my account details so I created a new one :facepalm: I am now 43, still married with two kids (12, 9). DH is a SAHD while I work as a project manager for a US based megacorp, current...