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Today I went to a women's clothing store to buy a gift card for my Mum for mother's day. First they wanted my phone number - sorry no. Then my name, address, etc. Um No, you don't need that for me to buy this, I just want to do one transaction with my good money. She had to get out a special...

The problem is most hip and knee docs would recommend no running on "natural" hips and knees with no problems. So if you trust your doctor not to be one of those, or at least a reasonable one who is not in the no-running-ever-anyone camp, then trust their answer. But it is a good idea to...

If your number is comfortable, then it answers all the reasonable "what ifs" - or it's not your number. If equities collapse? Sure, we all know it can happen. But we all probably remember the years after when it came back. So you have not a number, but an asset allocation, which allows your to...

Well yes and no, certainly some, but not the younger ones. Teens and young adults that want to party do not think they are going to die. Many of them that do they are taking something "fun" and get fentanyl without even knowing it. I'm sure I'm not alone in confessing a lot of fun during...

HSA funds do not expire. And your assessments of what you spend on healthcare while you are working will be blown away later in life. Even if you are healthy. Test show up wonky, hips start to ache, knees get blown out....if that's all you have before 70 you are lucky! And, generally deductibles...

Is there a name of a program that Fido has for this? I'd like to know more as I want a back up plan for when we move, so it would help to find what they call this. thanks

Yeah listen to your wife on this one. Back away, offer sympathy, but no money. It will not help.

I think the commentary on space is important. I think I read something a while back that explained a post-retirement marriage issue, from a wife's perspective as "too much husband, not enough house" - a simply way of saying that same square footage now has two people in it all the time, instead...

Things that make a neighborhood desirable for me: Proximity to good shopping and dining Lot of Parks and beaches Well maintained homes Decent lot size , no zero lot lines Nice places to walk Access to good close medical facilities (doesn't matter how good all the rest is if you're going to have...

I don't worry so much about setting a budget, and it's not an affordability question - as few things really are. It's more "what am I willing to spend" and that's very different from my financial picture. I have a mental hurdle on some things, which is probably set from too long ago, ie, a nice...

Maybe take your unpleasant back and forth to PM vs this thread

You assume they leave town ever. A great number of people in the US never leave their home state except for a few vacations. It's easy to never encounter a circle/roundabout in most of the country. I grew up with them in the UK but have encountered them as an adult only when outside of Florida...

Bottom line you can spend a lot or a little depending on your interests. But if you can't afford the basics, like a simple gym membership or new shoes more than once a year, it will be harder. Like spending on good medical insurance, if you want a long happy healthy retirement, then physical...

It must only be lower price places where they feel they can't bake it in? Yeah... I'm not going to be back to any place that tries this. Most ppl using CC's will spend more than those using cash - there are a million studies on this.

If you try, and don't get the right answer, be prepared to leave with the year, or far less. You will be considered dead man walking. Your boss won't give you good assignments, or fight for a good review/raise/bonus for you anymore. I mean...why would they at that point? But sure, can't hurt...

If you're ok taking advice from a woman, check out Casey Johnston and her Lift Off program. It's a very basic intro to weight lifting starting with very low weights, designed to get you ready to go to the gym with the basic moves down.

I would for sure not do Japan via cruise, unless it was my eleventieth time going there. While Tokyo has a port, it's a huge sprawling city and takes at least a few days to hit up the slimmest of lists. Kyoto is your 2nd must-see, and that's inland. UK... eh maybe, in the summer, but that's...

Goodness yes this. I now regularly ask for PA's if the wait is more than a week. In a couple of cases I prefer them to the main docs.

Really depends on the tree/species. Some also are particular about how they are cut, whether thru old wood or newer growth, etc. Some won't ever work at all, can only grow from seed. But it's easy to find out just google "how to propagate <insert tree name> and there will be tips. Some can be...

What's your budget?

I have PF so I look for shoes with arch support for most use, or use small inserts when I need them. I wouldn't do any serious amount of walking without something under my arch, and any foot doc that diagnosed PF and said you don't need some sort of insert sounds crazy to me.

Let's move on from sweeping dismissal of the news media as a whole, it's tiresome and will lead to thread closure.

If you live in a place where: You aren't comfortable walking outside in your neighborhood There's are zero good gym options No decent local parks, and schools are locked up off hours um...maybe you need to move? Sounds like a not-great place. Either that or invest in a home gym and never leave...

I invested in a small home gym a few years back. Main expenses, approx from memory: Squat rack/bench/safety arms/rack accessories (j cups, horns to hold plates): $700 Barbell: $300 Plates: $300 Dumbbells: $100 (got deal) Storage/organization: $200 Floor mat/rubber tiles, good ones: $300 Most...

It does...unless, say over a period of a couple of months, both of your fobs disappear. Your spouse says you probably left it so-and-so, or offers other helpful ideas while basically shaking their head, oh silly you, losing stuff tut tut tut. Down to your manual valet key, you pay a couple of...