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    What you consider *superior* products

    The model I purchased was Speedqueen AWN432SP. Be aware that Speedqueen does build some washers with electronic controls, and my understanding is that new Federal safety and ecological regulations on commercial washers are being applied soon, or were applied perhaps after this model. So...
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    Bloomberg article on dividend cuts due to oil prices

    I think some oil is a good mix to have in a portfolio. True I originally bought it some time back as much for the dividend as the share price. But I think oil is going to be around awhile yet as an energy source and I expect the price to go back up. But I could be entirely wrong.
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    What you consider *superior* products

    The Whirlpool Cabrio was a lemon from the start. My point was not so much that the Cabrio was old, but that the new style of laundry devices, with excessive sensors and electronic panels are more subject to issues and repair requirements - every time a sensor fails. I recently replaced a...
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    What you consider *superior* products

    Another purchase I think is well worth the price is the Hamilton Beach Countertop Oven with Convection & Rotisserie 31100 which I bought about three years ago as an adjunct to my big oven. I've made everything from Thanksgiving turkeys to bread...
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    What you consider *superior* products

    Speed Queen Washer - this is a commercial build washer (meaning sturdier and less subject to the dictates of the government for electronic sensors for this and that). I purchased it after living eight years with a horrible Whirlpool Cabrio. The Speedqueen has all mechanical controls - no...
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    Royal Bank of Scotland Says "Sell Everything"

    I don't imagine many people here in the market for the long term selling out in a market panic now. This doesn't seem like a doomsday scenario, at least not yet. But if you have some cash, a correction like this seems like a time to consider what to buy. If you don't time it at it's lowest...
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    Royal Bank of Scotland Says "Sell Everything"

    Good point that the Fed has fewer arrows in their quiver. Then, though, the 2008 drop was because the assets being traded or valued were in many cases worthless - mortgages based on an ability to pay that in many cases was non - existent. Those holding the mortgages were going to default in...
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    Royal Bank of Scotland Says "Sell Everything"

    Agreed, I'm no financial expert, but if you think the markets will eventually recover, it's better to buy during one of these panic sell periods, when the market dips. Though I haven't started buying yet. I'm conservative and think the market is often corrupt from the Federal side and Wall...
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    Windows 10 Start Button Intermittent!!!

    Unfortunately, when I checked, my "tiles" service was running. It's been a week, and still no Start menu functioning. What amazes me about the failures in Windows 10, was that, for me, they were not new features or exotic or arcane features that could conceivably have been poorly tested or...
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    Windows 10 Start Button Intermittent!!!

    @Midpack, the OP, yes, this just happened to me last week-left click and the windows button on my surface pro no longer works and right click does. At the same time, my Outlook app disappeared and can't be found (and of course I can't get to any windows apps). It hasn't come back with...
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    Anyone Signed for ACA for 2016?

    I signed up for a Blue Choice HMO, supposedly HSA eligible, with a 6500 deductible and a 372$ a month charge. Supposedly everything after the 6500$ deductible is covered. I haven't had an HMO in 20 years, and it was not a good experience. OTOH, I'm not really sure that an HMO necessarily means...
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    How many lefties do we have here ?

    When I went to school in 62, the nuns in my school no longer punished kids for writing with left hands, and they didn't *say* anything that I remember, but they glared so pointedly that you knew you were a terrible child. Of course, you didn't necessary know *why* you were a pariah.
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    How many lefties do we have here ?

    Speaking as someone who studied neurology, lefties (such as myself) have far less "lateralized" brains - lateralization being where one side of the brain handles speech. So, lefties tend to recover better from strokes, etc. When I was in college, I worked in the architecture library. Almost...
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    Has Firecalc ever been wrong for you? Do you trust it 90%?

    As I said, if they crashed and *didn't* recover, as they did (recover) post 2008. Few of us are pumping our own water yet. ;)
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    Has Firecalc ever been wrong for you? Do you trust it 90%?

    I ran Firecalc with the standard investment option and then ran it with every other, and still got 100% with my lowest projected spending, Then I increased spending per trial till it failed, giving me an idea of my max spending - useful to know for years where I might have truly major expenses...
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    Has Firecalc ever been wrong for you? Do you trust it 90%?

    Sort of like life. But few stop living out of fear. Ditto for ER - though I think fear stops more here. But some still evaluate the odds as reasonable and jump.
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    How Technology Will Transform Retirement

    After dealing with a Whirlpool Cabrio washer, with an electronic panel that constantly was on the fritz (despite the washer being on a surge suppressor from day 1) and sensors that determined how much water to fill, etc, I couldn't run fast enough to replace it with a commercial grade (exempt...
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    What are you seeing in the economy?

    fRe Black Friday sales, last year, the sales right before Xmas were better for the customer than the Black Friday prices. So perhaps customers aren't buying as much, waiting for even better sales. That being said, my brother went to Costco I think on BF morning early (to buy laundry detergent...
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    Has Firecalc ever been wrong for you? Do you trust it 90%?

    Thanks for posting the link with the average expenditures. Very interesting and helpful.
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    Has Firecalc ever been wrong for you? Do you trust it 90%?

    I think what he means by wrong is that he put the same information into Firecalc and it doesn't return consistent results (correct me if I'm wrong). I've seen that too. But I've never been sure if it is just me re - inputting the data wrong. Sometimes, I think that is it, sometimes, I think...
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    Has Firecalc ever been wrong for you? Do you trust it 90%?

    when you say 37,800 a year income, do you mean spending/withdrawal, or income, like a pension, extra income?
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    Anyone had or know anyone with the All-on-four dental procedure?

    Twenty years ago, I went to the U. MD dental school and had a failed bridge replaced with 4 implants. They have never given me a minutes trouble and are still great, according to a dental surgeon. My dentist wanted to replace a crown last April and the tooth cracked - she said they could do...
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    I've had a dream...

    Plug your numbers into Firecalc. (see quick links to the right). Basically, your yearly expenses x 25 is a good guide of what you need to withdraw 4% for the next 30 years. So you need a firm handle on what your expenses should be. Firecalc also has a place to put in your estimated social...
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    Anyone else retire 45 or younger?

    When you say your assets are 40X your expenses, are you including future SS and a paid off house?
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    Burned out enough to catch Fire

    Saying your comment is "Tough love" certainly puts a spin on it, but nah, don't buy it.
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