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I fund vs vtiax is a bit like splitting hairs with a less than 10 year horizon. I plan to stick with the TSP for 30+more years, so it makes more of a difference to me. I also like the simplicity of only buying vtsax outside of the TSP. Either way sounds like you are doing well! Sent from my...

A couple thoughts: The expense ratio of the I fund is about 1/5th of that of vtiax, therefore I recommend holding all of your international exposure there. The f fund exposes you to a lot of interest rate risk for (lately) about equivalent returns to the g fund. The g fund never loses...