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    Update Trust

    Hubby and I paid to have a trust established last year. We want to make a change to our distribution percentages. I emailed the attorney who created the trust, he said he'd get the changes made, cost would be $150, I agreed to the fee and didn't hear anymore. A month later I sent another...
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    Turbo Question

    I thought my Turbo Tax was filled out correctly, but the summary shows my Federal IRA withdrawals and pension dollar amounts are switched. I went back and rechecked, I just don't see my error. Can anyone advise me how to correct?
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    Medicare Wellness Billing

    My husband went to the doctor back in May. He's been billed for an office visit and a Medicare wellness appointment. Medicare and supplemental paid for the office visit and denied the wellness. Now we're billed $290 for the denied claim. Do we have any recourse? I have not called the the...
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    Sale of House

    We own a winter home in Arizona and recently put our Illinois home up for sale to move full time to AZ. We've been presented with an acceptable offer but the buyers want to purchase the home at one price and give us about $50K separate for items that were included in the house listing. Their...
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    3rd New Knee

    I had both knees replaced four years ago. The left knee started having pain and swelling earlier this year. My ortho surgeon could not find the cause and sent me to another specialist. He immediately saw cement failure securing the implant to the bone. I don’t know why the first dr didn’t see...
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    Can I Avoid Capital Gains on Sale of Second Home?

    We bought a winter home in 2017 for $185K. Last spring we sold that home for $227K and purchased another for $371K. At the closing of first home we were given a 1099S for capital gains. Are we going to have to pay capital gains since we used the profits on that house to purchase another...
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    Needing Insurance Info for E&O

    I posted earlier about an accident in our home last month. (My Truck Is In My Kitchen) Short story, a vehicle left the road, rammed into our garage, struck DH truck, launching the truck 35 feet into our house, taking out the kitchen and laundry room. Our home insurance is repairing our house...
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    My Truck is in my Kitchen

    December 14 a vehicle left the road and barreled into our house. It plowed thru our garage door striking my husbands truck, a 2012 Chevy Silverado. The impact launched our truck 35 feet into the house, thru the laundry room into the kitchen. I was not home, my husband was in the rear of the...
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    Do I Need a Trust?

    DH and I redid our wills about five years ago, we are Illinois residents. Since then we have bought a winter home in Arizona. Do we need to establish a trust to cover the AZ home to avoid AZ probate? Or will the AZ home be included in our assets to be distributed to our heirs based on the...
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    Type 2 Diabetes

    I just found out today I have A1C of 7.3 and deemed type 2 diabetic. I'm leaving tomorrow for three weeks to spend some time in our winter home. The dr is going to call a script for me to get a glucose monitor and wants me to check my blood daily for the next two months then have more labs...
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    Lactose Intolerant

    I've just been diagnosed as lactose intolerant, not thrilled with the news but will work at being compliant. I've noticed there are tablets to take before eating dairy products. Anyone use these? You take one before consuming dairy products. If you're still chowing a half hour later take...
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    WEP / GPO Questions

    DH and I are both retired. I am a couple years older and started taking my SS benefits at age 62. I have 10% tax and Medicare premiums withheld and collect around $800/month from SS. I didn't have a lot of years in the work force, was a stay at home mom. I also draw a pension. DH retired...
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    Eyelid Surgery

    I'm scheduled to have Blepharoplasty (upper eyelid surgery) next month, my surgeon said it will be covered by Medicare. She will submit for preapproval first. I'm getting both eyes done in the same procedure. Doc said I should sleep two nights semi upright in a recliner, ice packs thru out the...
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    Switched to Dish TV

    We've had Direct TV about seven years now, my bill has slowly crawled up to $140/month with none of the sports packages or extra movie channels. I called a satellite TV dealer last Friday afternoon, by 4pm his installer was here changing me over to Dish. I'm locked in for two years @...
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    Need a New Printer

    I thought there was a thread within the last six months of printer recommendations, sorry, but I can't find it. I'm tired of the high cost of ink for my Canon printer. I'm thinking there were recommendations for a Brother printer folks were ordering from Amazon for under $100. I can do...
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    Microsoft OneDrive

    I bought a new window 10 laptop back in the summer. I've found when I download photos from my phone into my picture file they are also stored on OneDrive. If I delete them from OneDrive, they disappear from my picture file. I transferred a lot of photos from my old laptop to the new one...
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    Unfreezing Credit Reports

    DH and I are in our new winter home and trying to get set up with Dish TV. They told us they use Equifax to check credit, so I went online and lifted the freeze for two days. No go with Dish, they said they couldn't get to my credit records then tell me that sometimes the other credit bureaus...
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    Need Tax Info

    We bought a winter home this past spring. I'm wondering if I will be able to claim any of the costs on my 2016 tax? We're Illinois residents, winter home is in Arizona. I'm trying to figure out what documents to haul to AZ for preparing the taxes while there. There is a small mortgage on the...
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    A Bank Error----HUGE

    Talk about banking mistakes - my mother recently sold her house and bought a $100K CD from her bank. She wanted my sister and I on the CD. The bank sent the CD to sis for her signature, then it was forwarded to me. The bank listed the amount as one million dollars in two separate places...
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    Prepaid Funerals

    Mom and I are meeting with the local funeral director tomorrow to discuss prepaying her funeral while she still has funds. She is now in a senior apartment, possible future assisted living then nursing home some day likely. Cash available is $250K, she does not have long term care insurance...
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    AZ House rental thru VRBO

    We have rented a house in San Tan Valley thru VRBO for the month of February. For the most part the house is as advertised but there are a couple of issues. The living room couch looks decent but the cushions go completely flat when you sit down, we've resorted to adding bed pillows to the...
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    Low Credit Limit with Citi

    I learned about the 2% cashback thru Citi Bank credit card last year on this forum. I applied for a card, was given a $6100 credit limit. I've paid my balance in full every month and on time. We are taking an Alaskan cruise next summer, my final payment will be due in February, probably...
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    Leg & Hand Cramps

    I've had leg and foot cramps most of my adult life, usually controlled by taking calcium supplements. The last couple months I'm getting cramps in my hands and the leg/foot cramps have returned. No slacking on the calcium, I drink lots of water, have a banana everyday. I started potassium...
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