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I'm afraid your friend may be a moron. There is no known cure for that particular condition.

I think the difference between the fake price ( as I call it) and the real price is tax deductible to the hospital. "What would YOU pay for this shiny new pacemaker? $100k... One MILLION dollars?! What if I told you it could be yours for just $152.38?!"

The reason most people "retire" early is because their health has failed them, not because they're independently wealthy as most on this website are aiming for.

I've been thinking about adding some physical precious metals as a portion of my cash emergency fund. My idea is to set an allocation between cash and gold, and rebalance yearly based on which has risen or fallen. Then if I need to dip into the emergency fund, that comes out of cash. Gold can be...