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Hello all, If anyone needs to know for me on a .gov marketplace plan (no state plan) what worked for me was to call marketplace last day of month that spouse is cover with you, next day on medicare. What you are doing is opening a new application for just you then, my wife was off my B/C plan...

Yes one year I maxed at 73,000 years latter could not max at 100,000 so the year I made 73K counted more to my SS calculation then the 100K year. I left at 57 1/2 YO and will earned 0 from now till I collect if at 62 YO the lack of earnings will cost me about 100 bucks a month. last 14 years...

Update Hello all, I called on 8/31 and 9/1 But the call on the 31st is what was needed the call today was just to check up if done correct and it was. Now to call B/C to make sure wife is off yes I know it should be easier then calling on a certain day and not earlier Thanks, Joe

Hello all, Here in eastern Pennsylvania the Mennonite familys must past down the cash for hundreds of years. Thanks, Joe

Hello all, Pennsylvania does not have a state exchange. How can something that happens everyday be such a mystery. The state exchanges must have this simple scenario down pat. Thanks, Joe

Hello all, I appears if you have a state marketplace plan removing someone from that plan is a easy task. If you have to deal with a .gov plan it may be different. Throwdownmyaceinthehole also experienced the same misinformation as I am. I have been told last day of month of marketplace...

Hello, If I call now she could be off as of today. If she had her own plan or everyone is going off ACA that are on the same plan that is easy but for only one person to come off then what? Trust me what you guys are saying makes sense .....but its not the way it is now going to call Blue...

Hello, Yes you would think that but...........its just not that easy. Would like to hear from somebody that had to remove only one person from your muti person marketplace plan. Thanks, Joe

Hello all, Me (59) Wife (65 on 9/30) We both have health insurance with the marketplace with subsidy. Wife is signed up for Medicare and gap insurance. So how do I remove only my wife from our marketplace plan. You would think this would be a easy process this same scenario must happen many...

If you W/D funds from a retirement accounts 401K, IRA the total W/D is taxable income. along with what your non-retirement (taxable accounts) accounts earned. If you only W/D funds from your non-retirement accounts (taxable accounts) you have no taxable income from your retirement accounts...

ACA has no asset test. Income determines subsidy amount.

it's ok I took 100% of our cash out of markets when S&P went up to 1332 around 5/2011 from a low of 666 and placed the $850,000 into 2.9% 5 year CDs 2008 had me so upset I told myself if I get back what I had in I was out forever, Last 15 months since the CDS came due I have 40% stock 60%...