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Not sure yet, I think I can defer until 701/2

I was unsure I was doing right thing, I was working 12 hour shifts rotating between days and nights. Weekends, Holidays and missing family functions for 29+ years ( I did three years working part time.) My youngest son congratulated me and gave me a hug saying "now you can work our shifts!"

have a pension as well I have 8800 dollar a month pension, plus my wife works, I will be paying 25% for Medical benefits. Mortgage, utilities, car and insurance all covered.

I am spreading my separation pay of $116000 over three years when i leave, in addition to $14000.00 in a 457b plan. Do i withdraw money from 457b or leave it alone and pay off debt with other money over the coarse of three years? Poor decision with credit cards totaling a little over 57000.00.