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My asset allocation is 60/40. As I am 57, a common recommendation is to have 57% of one's portfolio (or for simplicity, 40/60) in lower risk assets. With all the chatter of overvalued markets and my recent FIRE, I am considering making this portfolio change. My question concerns my pension which...

I will be retiring this year or next depending on a few variables. I am 56 and my wife is 55. We have 26 years left on a 30 year mortgage and there is a good chance we may never move. My Firecalc projections are coming in at 97% for 35 years. Since the mortgage is fixed, I had entered that value...