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  1. Retiired

    Why TIPS funds drop with equities on high inflation numbers

    BBC Headline; Jamie Dimon: Head of US largest bank, warns US interest rates could rise to 8%. That would not be good for the ol' NAV if that happens!
  2. Retiired

    Withholding for IRA withdrawals

    Yes, "How to Fail........" is an awesome book for young (and old) people. Don't let people's perceptions of the author prevent you from sharing the strong life lessons found in the book.
  3. Retiired

    your first year after FIRE: income lost?

    If you are already FI, then no money is left on the table. You have met your goal. If the tank is full anything additional overflows. Time on the other hand..........
  4. Retiired

    Is it a sin for wanting to own a nice car?

    As long as it is not greed, lust, or gluttony, I think you will be OK in the sin area!
  5. Retiired

    Brother MFCL2750DW Laser All In One Printer

    Agree that this is a great printer. We have had one for 6 years and only replaced the cartridge twice. No issues and it is wirelessly connected to all our devices seamlessly. A keeper!
  6. Retiired

    Letting the power company control your thermostat?

    We have done this for years and I can never recall a time when I felt that my AC was being cycled. Per the current rules we get a $10 credit per month from June through September for cycling a maximum of 15 minutes every half hour, for up to 12 hours between 9 a.m. and 9 p.m. It changes a...
  7. Retiired

    Buying Gold?

    Gold is just one leg of an asset diversification plan. In some scenarios it will be an outperformer, in others a laggard. However, physical ownership of a small percentage of your overall net worth provides protection from currency disruptions. History has proven, once a currency not backed...
  8. Retiired

    Funny gag for friend retiring Thursday?

    We bought a “Walmart greeter’s” vest on eBay as a gag for the retirement lunch. Made for some great photos!
  9. Retiired

    Southwest RV Trip Jan/Feb

    Wow, sounds like an awesome trip ahead. Here is how we would plan a similar trip. We have traveled in our small Class B+ in all of the areas, so much to do everywhere, you will not be disappointed. Day 1 Pigeon Forge area – Dollywood Day 2 Chattanooga, TN Day 3 Tuscaloosa, AL Day 4-5 New...
  10. Retiired

    The I Bond Thread

    I wonder how much longer they will keep the "fixed rate" at 0%?
  11. Retiired

    Turbotax error line 12B

    Thanks for sharing! We will need to see if this is fixed on the final updates. It looks like their is a bogleheads forum discussion confirming an issue. https://www.bogleheads.org/forum/viewtopic.php?p=6470865
  12. Retiired

    Vexing Dental Health Questions

    Remember dentists are “For Profit” organizations. Their first loyalty is to the US dollar. Default advice is often based on that fact, not an imminent dental need.
  13. Retiired

    what to do with 35mm slides!

    Donate old slides? If your first inclination is to throw old slides out, either after digitizing, or just because they are no longer wanted, you may want to consider instead donating them to Goodwill or The Salvation Army. You would be amazed at how much they can get for old slides! I have...
  14. Retiired

    Dump Ooma and go with just iPhones?

    We pay $6.72 a month for our no frills Ooma service. It is connected to a network of 4 wireless phones throughout the house which also acts as an intercom. Also has automatic voicemail if the power did go out. For the small cost, it is well worth the benefits of having this number to give out...
  15. Retiired

    Investing in Mary Jane

    The high tax rates the governments are levying for the privilege of legalization will/are tending to limit profits. Cannabis may not be the quick windfall investors are anticipating. For example, in Colorado; Retail marijuana is subject to a 15 percent sales tax, levied on retail sales, and a...
  16. Retiired

    Care Act 401k hardship withdrawal

    One thing to be aware of is how your plan sequences withdrawals. For a COVID-19 withdrawal from my plan; the "after tax" and Roth portions are taken out first and THEN the pre-tax. ( I have Roth and after tax contributions in the 401K) I effectively would only have about $60,000 taxable. To...
  17. Retiired

    Bonds Pay Nothing?

    The “paying nothing or are actually negative” typically is referring to the actual yield vs inflation and not what they are paying out in annual percentage rate directly. If inflation rate is 2% and a 10 year bond is yielding .6% then your REAL return is negative to inflation. Although some...
  18. Retiired

    Stock Tips for the Covid market?

    GDX - VanEck Vectors Gold Miners ETF With the Fed injecting 6 or 7 trillion dollars into the economy, there is a better than 50/50 chance that GOLD will continue to rise as ours and every other nation continues to print money out of thin air. The gold miners that constitute the ETF will...
  19. Retiired

    Taking SS at age 62

    Maximizing Social Security According to the Social Security Administration (SSA) the maximum monthly Social Security benefit that an individual who files a claim for Social Security retirement benefits in 2020 can receive per month is: $3,790/Mo for someone who files at age 70 ($45,480)...
  20. Retiired

    Need help with Roku/Youtube TV

    On my Roku, if I push the right arrow key, YouTube loads when I get the blank screen. An easy try!
  21. Retiired

    Best Way to Learn Options Trading?

    I have been watching videos on the "Tasty Trade" network for years. They are FREE and very comprehensive. If you have a Roku or internet, they have thousands of hours of videos for all different levels or investor. The big difference with them is they are not selling anything and it is free...
  22. Retiired

    Losing things

    I am going to guess "statins" - cholesterol lowering drugs?
  23. Retiired

    An oddity in Amazon CC charges

    It could be because of different sales tax rates? I know on receipts in Illinois, food is separated from other items due to different sales tax rates from other items and some items are not taxed at all (magazines, newspapers). Since the different amounts don't correspond to the items, this...
  24. Retiired

    Directv Now

    I started a 7 day free trial on Christmas Eve and was looking forward to watching football. As you stated, you need EXTREME speed internet. Al other apps work fine with my current 25Gbit speed internet but the Direct TV Now did not work at all. If you have the proper speed now DirecTV is...
  25. Retiired

    Coffee

    I am keeping my fingers crossed that one of these will show up at my local Good Will store. Maybe the Cubs will win the world series while I am waiting!
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