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Diagnosed with a severe case of apnea in late 90’s and been on CPAP ever since. I struggled with it early on, but between advancements in machines and better masks, its somewhat better. However, I sometimes still have issues keeping it on. About 15 years ago I tried the mouthpiece made by a...

Hi Everyone, I recently retired this past September at the age of 61. I accepted a lump sum severance payout, and looking for guidance regarding how to minimize the income tax for 2019. I’ve already maxed out my 401k contributions at $25k. I also contributed $2250 toward an HSA and was curious...

Thanks tmm, gauss, and everyone else that chimed in. Going to ask my crack HR team for a copy of the SPD. My guess is I’m going to go with the 72t. Great website. Loads of good information.

Thanks to everyone who replied. Just got off the phone with Vanguard, and providing the youngster who was assisting me knows his stuff, my current plan does not allow early distributions other than the norm, hardship, etc. He said I’d need to close out the retirement account (401k) and roll it...

Hello from Tennessee. I’ll be 58 in September and would like to retire at that time. I just spoke with a financial planner who said I can make withdrawals from my company retirement plan (401k), without penalty, providing the following is met: • the 401k is a company retirement plan • I’m...