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LOLOL! How true! I'm in a situation where it will be very difficult to ever pull the plug. I do analytical work at work. When I'm off, I read analytical stuff for pleasure. Office politics and commute? I stopped going into the office five years ago. No drama - simply stopped going in, worked...

Good heavens. This is a no-brainer, and a "first world" question. On a public forum, I can't state my reaction to a DINK situation, where the dink income is barely enough to cover the nut. Cut your frickin' overhead and go with the government job. Listen to Dave Ramsey. Your money or your life...

I defer to your experience, and totally agree. When you are landlording locally, you are close enough to see the whites of their eyes, lol!

FWIW - I am a landlord. I have found it works best for me when I am close enough to the tenants to see the whites of their eyes from my residence. OK, I exaggerate. My first rental property was at enough of a distance that it was really disruptive to manage, from the standpoint of...

Sorry for missing the bead - I titled the house to a trust with myself as trustee until I became incapable, in which case control of the entire trust and assets would pass to whichever of my kids wound up with the most acumen. That is a revocable trust, sometimes known as a living trust. It's...

A word of caution. Don't die in CT. Probate "judges" slot in their cronies to administer the estate if the grieving widow is asleep at the wheel and the kids have grown up with the Corrupticut way of doing things. The cronies charge by the hour. It is not uncommon for the entire estate to be...

I'm female. I like reading and walking my dog. My pleasures are therefore rather frugal. Probably why I have my very own pile of FI dough. BUT... My analytical-type job is so benign that I have not RE'd and don't actually know when I'll pull the plug. I don't have to go into the office...

If I squint real hard and make believe the equity in my rentals is going up real fast; and that my CEFs will never lose NAV; and hope that they will always yield somewhere in the 9% range; and pray that my prospective Roth conversions will cost a pittance in conversion taxes; and omit the sad...

Scuba, although I do not have any experience with long term care, or filing LTC claims, I can think of at least one collateral benefit of having a LTC policy. That is, access to the company's networks and referrals. Should I get into that position - like Athena, I am single (divorced, not...

AFTER ALL MY HOOPLA I have to decline. Wedding in Charlotte. Apologies.

Sept 9 it is!

Kudos! Quite an accomplishment in Bay area! :flowers: Congrats! I would love to get a couple of clues on how you do it! I coulda been a contender. After eleven years renting in DC Metro, swearing at the traffic etc., I have capitulated. I'm buying a condo. At this point, it's cheaper...

OOPS I posted a reply wrong and it did not show. Live and learn. I was saying to US Grant and Larry - I'll go with the flow. Do me good to play the world explorer and venture out to unfamiliar territory, lol! Best, Jane

That's fine, I'll go with the flow. Would do me good to play the world explorer anyhow and get out of my familiar surroundings, lol!

Larry, I am so grateful to you for organizing and getting people together that I would like to hug you. That said, I really like the VA side. The Beltway (at whatever hour) is nothing I want to mess with. Best Regards, Jane

Here's how I see it. The tax bite is one time. The residual income after conversion is tax-free forever. Ve grow too soon oldt undt too late schmardt.

It's almost Time for our Next Dinner!! Larry, I'm ALL IN for June/July and it's almost time!. If you want some help setting it up etc., I'm happy to do the grunt work. Just tell me what you need - PM me if needed, I sometimes don't sign in for a week or so. Best, Jane

Umm. I totally adore empty calendars. I am a 60-something woman in a global technology firm. I am paid well, and put in commensurate hours (it's global, after all. 2 AM here is peak business time in Singapore. Or wherever). My daily responsibilities span multiple time zones. Several years...

It makes sense. BUT please remember that once you step out of straight employment, your ability to max out your 401(K)/Roth 401K also ceases unless you have your own business and are able to fund your own. (To be sure, as a business owner, your contribution limits can be MUCH higher if you...

...but then again, you ARE a prodigy, lol! Similar trip is not a slam dunk for others. Pls. refrain from insult. I cited anecdotal evidence, plus observations about the drop-out rate, plus a peer-reviewed article. Looking at the content with a skeptical eye, I don't discern any "woe is...

Let us be very clear. In a top ten engr school in this country, the entrance requirements are not for the faint of heart. I can only speak empirically for mine, in the DC-Boston corridor. At that, only for the MS program. 1. Clip level is 600 students in the entering class (all disciplines)...

I'm responding to the first reply, since there was an avalanche of dissenting opinion, lol! OK, OK - I cry uncle! FWIW, I got my engr grad degree within the past five years, so the world was well into the wired age. I was also working full time. However, I was only taking one course at a...

The idea that one can get a degree in engineering or any of the lab sciences, while working, is preposterous. In engineering grad school, if you missed one problem set you would pay for it on the mid-term and final. There was simply no time for do-overs or make-ups. "Pay for it" means you would...

Larry, so gracious of you to have set this dinner meeting up! Thank you! Mostly, I've got my nose squeezed between screens - this was a fantastic opportunity to get out of my bubble and socialize. The venue was down to earth and comfortable, the food was "Americana classic", and they had...

I sent you a PM. I'd love to come but am clueless about where to look to find the content behind your reference: "I'll leave the details out (you know where to look)" Doggone it, I do NOT know where to look, lol! Thanks.