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I figured someone might ask this question. After spending a lot of time here and Bogleheads and reading "The Simple Path to Wealth", I decided that I did not want to part with 1% of my portfolio to the FA forever. We will likely seek out advice on an hourly basis from time to time, but I can...

I recently broke up with my Financial Advisor (yes, you can congratulate and cheer for me). Now I am looking for a platform to view my investments across multiple institutions. Also have the ability to look at Asset Allocation across the portfolio to give you a sense of your equity to fixed...

Seems that nobody cares about your new gravel race bike. I do though! What did you get? Do you like it? And what 100 mile gravel race are you doing with 8k of vert?

Nothing meaningful to add As someone who leans more towards "coffee snob", I find this conversation fascinating! I will just sit back and take this in. I have nothing to add to the K cup, instant coffee discussion. Sorry to interrupt, had to note my fascination. Please carry on.

So which services do you use now? I think I saw Hulu + Live and Youtube TV?

I'm one that has paired down the wallet to 2 credit cards, 1 debit card/ATM and Driver's license and some cash. I do use ApplePay from time to time, but have not fully embraced it. I'm surprised how many people say they keep their insurance cards in their paired down wallet. I feel like most...

I actually find it offensive to call SS "public assistance". That is my money. I paid in and I expect to be able to get paid out. Does anyone else think this way, or am I just cranky at the end of the week?

Freedom56 - where do you recommend someone, new to bond investing, go to research and learn about buying bonds? Also, where do you go to learn about new issues or secondary mkt bonds to purchase? Thanks for sharing your knowledge on this site!

A couple of shows that I have not really noticed in the thread (although I have not read the entire thing). We just finished Lupin and are currently watching Money Heist. Both on Netfilx, both dubbed well in English.

Yeah, I recall seeing one of those Myth Busters shows that de-bunked the windows down vs. running AC in the car.

Also part of the #1 crowd here. We are not FIREd yet. Well, maybe FI... DW and I feel extremely fortunate in that our parents paid for our college, Finance degrees (state schools, no graduate degrees). So no college debt. We have been been good savers and contributing to 401ks since our mid...

Yes, this is real. We looked into the cost to replace vs. our coverage and we figured that we were WAY underinsured. We upped our coverage and are paying more...

I don't want to get into the debate on the specific number 4% or 3% or 25x vs. 30x (that is for another thread). I have a question how people think about their annual expenses, they can be broken down into fixed and variable, or recurring & non-recurring etc. For instance, utilities, property...

Agree Thanks for sharing your view that seems to be in the minority here, :) Paying less than 1% for managing investments, tax planning, tax filing retirement planning and just having an independent 3rd party to bounce ideas off regarding retirement, withdrawal planning, planning for Roth...

10 figures! Mic ? drop. :bow: Well done sir!

The Kirkland brand Prosecco is also quite good! It rivals Le Marca at very big discount!

This really strikes a chord with me. At 50 and 53, we are likely in the position to stop working, but my wife is not ready. I don't think I can quit before she does, but these comments make me want to try harder to persuade her. I consider ourselves quite healthy right now, but realize that...

We are shooting for 2023. 104 weeks to go!

That calculator is very handy!!!

Thank you for your response! See above in Red

Planning for possible 2023 Exit I'd like feedback on our plan: Early 50s couple, dual income, kids out of house and looking to possibly be done working in 2 years (coincidentally when youngest turns 26). Plan to add another $300k to the Assets before calling it quits. Also, planning for...

OP. - you lost me at “has a job with a pension” ?

After re-reading my post and your reply it dawned on me that there can certainly be a BROAD interpretation of what really makes a "good investor"?

Above average in taking money and investing it. I think too many people are really bad at actually making that happen (but this site likely has the majority of the users that are "above average" in that sense). Now the returns on the investment are likely pretty average, slightly less than...

I've included a graphical representation (pie chart) of both Net Worth Allocation and Investment Allocation. We are early 50s and looking to retire in about 5 years. We do not have pensions but will both have SS.