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Custer and Badlands I went hiking in Custer SP and Badlands NP last week. I stayed in the town of Custer, which is convenient to the state park. The chain hotels are on the edge of town but they’re a very short drive to the restaurants and shops. Drive all the park roads: Needles, Wilderness...

Probably about the same that an airport will have a terrorist try to sneak on a plane. Lockdown drills are similar "security theater." They may create a modest disincentive to potential attackers, but mostly what they do is reassure parents and reduce school liability (while scaring the crap out...

I appreciate your posting your spreadsheet. I have read a lot of articles about the relative attractiveness of various states in terms of tax rates, but not a single one of the articles has tried to quantify the matter. Of course one's specific income, spending, and property value determine the...

Next year will be twenty years since the killings at Columbine High School in Colorado, which is what led many schools to begin these drills.

"Expensive" (if you go out of network) :) No, actually an EPO is an Exclusive Provider Organization, which is consistent with the explanations given in this thread.

Like marko, I use an Excel spreadsheet that otherwise seems to fit your criteria. If you Google "excel checkbook register," the first few hits (which include marko's choice) are slightly different so you may like one more than another, but there's nothing particularly complex about any of them.

It's worth considering, especially if you are interested in checking out a robo-adviser without paying any fees. The advantages include low-cost diversification, set-it-and-forget-it rebalancing, and some tax-loss harvesting. The controversial element of Schwab Intelligent Advisor is the amount...

In fact I recently retired to the Adirondack Park. It's great.

Awesome. Would I be able to use them to buy a bridge you have for sale? :)

I go to Canada several times a year. I get some cash at an ATM via my Schwab debit card so I get a good exchange rate and don't pay any ATM fees. I use a credit card that does not charge foreign transaction fees. Canada, like Europe, is mostly chip-and-PIN but I have never had a problem with...

The answer to your question depends in part by what you mean when you say your daughter wants to "see" the Statue of Liberty and in part on where you come down on the trade-off between time and money. You can "see" it from NJ, from Manhattan, from Brooklyn, etc. I used to commute on a subway...

I got rid of my local bank savings account a few years ago and I'm just using Schwab for checking. No problems.

As someone who has spent quite a lot of time in Boston, NYC, and DC, I would say that, sorry to be a jerk, but in my humble opinion, you have gotten some truly miserable answers to your questions. Here are a few alternative opinions. To get from Boston to NY or from NY to DC, check the price of...