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    Hip pain only at night

    I do anesthesia so I have some knowledge in this. You may need hip surgery in the future. However, I would put it off for as long as possible. Too many complications with any surgery. Infection implants defective surgeon not very good. It is hard to evaluate your surgeon. I use to work with one...
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    anyone buy a new washer/dryer recently?

    We bought speed queen washer and dryer. Had them for about a year no problems with them. We got the ones below top of line series. We did not need all the fancy bells and whistles. Our repair guy whom we trust a lot told us of the brand. Check it out made in USA , parts easy to get. Hosp...
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    Botched hospital discharge-rehab needed

    Call nursing supervisor if hosp. Call during day shift probably 8-9am to about 3pm. If a large hosp they will have a patient care team dept. that may not be correct term for it but hosp supervisor will know. Good luck
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    The Summer of 2023 - Freedom from Cataracts

    Along with my cataract, I had lens to improve vision put in. All is well vision is good. I need reading glasses is all. However, I have noticed that the sun is so much brighter. It will blind me without sunglasses at times. That’s my only complaint
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    At what point would you drop umbrella policy?

    If you get in auto acc say with high priced car vet etc probably more than your ins covers. I assume if wreck was your fault , you can be sued for rest. Now add say a broken hip to it, possibly rehab And now loss of income for the person, can end up being 500,000 plus. I will keep my ub...
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    Best time for SS withdraw is age 67 not 70?

    You get 8% a year till age 70 garenteed. Plus you get whatever raise the govn adds on. I may be wrong but I do not know if any other no risk investment that will do that. For me, I am glad I waited.
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    How much liquid cash do you keep available?

    I do a step ladder of cds per vanguard account. You can do 1-3-4-6-9-etc months. They are fdic insured so safe
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    Signing up for Medicare is a Frustrating and Expensive Process!?

    I have been on all that for 6-7 years. It really is not bad. I have soc sec pay for Medicare automatically. Also medical is paid automatically. Now once you have anything done, after Medicare pays they send it to medigap play and they pay as well. We get a record of what is paid and what we may...
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    when you are too far to help elderly manage the meds

    First is to get the relative to dr to get meds straightened out. No one needs to be on that many pills. I am in anesthesia we see it a lot that patients are on too many pills for same thing. After that if no relative or neighbor can help, how about council on aging type organization to offer...
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    What type of milk do you drink?

    You should get test run to try and find out why it is high. Maybe it is your parathyroid Or cancer or kidney problems. In other words you need a dr that will check into why it is high. If your dr will not get another dr. It may be easily treated. Don’t just say oh we’ll be demanding in trying...
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    What type of milk do you drink?

    I went to 2%. It is not bad. Fat free is like drinking water. Try that. Then after awhile go to fat free. Or take simvastin
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    Who eats liver?

    I use to douse it in capsoup. How about iron pills. Check with your dr.
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    Email and reminders?

    I am old school. I have a paper calander I put all that info on. Work days (a couple) every week, alll appoints , reminders,etc
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    Switching Medigap Plans

    Go to medigapseminars.org. A great site with a lot of info on Medicare gap c plans d plans. Also the guy who rinds the site will help you pick plans for free. He is paid by ins co. He got me on a medical plan and I am pleased with it. But if you do not want his help that is fine too and the...
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    Serious Vent! Being a Parent Can Often Suck!

    You have probably done this already. If not look into small schools for his pt education. No one looks at where you went to school in medical field. There are not enough people to do jobs so a body with a lic is what they are looking at. Good luck keep trying it will work out in the end
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    Good info on non-deductible contributions to IRA and the 8606?

    I did the 8606 for me and wife. Our contributions were less than 40000 apiece. It was more of a pia than worth it. Tax saved not much. You have to pro rate it every year. I finally gave up and just included it in trad Ira.
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    Monthly charge for medicare

    Remember if ppo or hmo think aarp plans, you have to be in network or may have to pay a lot. If you travel in U. S. Something to think about. Plus I go to whomever I want to.
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    Monthly charge for medicare

    We have Aetna drug plan and pay 77 per yr each. We do take any drugs so we went with cheapest plan. Out metigap is United American wife is about 170 month and I am 205 month. I am a little older than her when I started it. So far no complaints about coverage. Had surgery and rehab after and...
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    Hawaii in December..?

    No he was saying if it looks like you are to sick to survive they might withhold care ie vent from you. I read that 3 states are doing this now. I think Idaho , and 2 others out west. Seems drastic to me. Not trying to change your mind about Hawaii just FYI
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    Travel/Walking shoe recommendations

    Saucing run a little narrow. I got wide for my normal foot to walk in around neighborhood On trips I go with Merrill shoes. Waterproof are air tight so they will be hot. And if you get some that let air in they are not waterproof. I get non waterproof and watch for puddles. Pay and get good...
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    Hawaii in December..?

    A friend lives in Hawaii and he said the state is considering rationing medical care due to COVID patients in hosp
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    What vitamin supplement does your doctor recommend?

    Unless to take a very large amt of any vit, the vast majority will excreate any excess per kidneys. Vince you will have expensive urine. I take a lot of vit but I did a lot of research on internet about them. I eat out a lot and do not eat a lot of veg. Veg are better than vit but I do what I...
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    Spouse benefit while you're both living?

    As I understand it, your wife will get amt equal to 1/2 your fra amt. however if her benefit is greater than 1/2 yours she takes her’s. She will not get any of the increase if you wait till you are age 70. She will only get that if you die first. Then she will get hers or yours whichever is...
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    Travel hopes for 2022

    Planning river cruise Budapest to around Munic( bad spelling). Going with friends. Have been on Viking before on this trip but going with friends. Their first time.
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    Alternatives to Viking Cruises?

    We have done 7 or 8?viking river cruises and enjoyed all of them. No complaints. Did you have problem with Viking?
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