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Forget the Lending Tree portion. Keep 50k in cash, 75k in bonds, 150k in the markets (index funds for someone at your early knowledge level) and 25k is something solid, like silver.

I just cut a check for $45k and paid of the last of my wife's student loans.

2 things about a bed; 1, go big, nothing under a King, you will get bigger even though the bed can't and 2, this is one of the few times it is OK to spend money, you can't really put a price on a good night's sleep, it is worth its weight in gold and if you dollar cost average, it is pennies a...

Thinking about retirement and being on blogs like this is the first real step towards making it happen, keep it up.

I read a post somewhere that called it 'the Sunday dreads' One simple solution is to make Monday the day you do something 'fun' at work like each lunch with your work friends, instead of doing it on Friday which already has its own reason why is it a good day.

Went to a destination wedding in Big Sky, loved MT.

I used to live in the city, my commute was 8.5 miles, it took 30 minutes and I have gotten out of the car to fight more than once. Then I moved to nowhere, my commute is still 30 minutes but it is now 32 miles and I smile every minute of it as I peacefully enjoy the quiet drive. Quality of Life...

I think another problem is that most of us come from straight up peasant stock. We didn't know much about our family history because we weren't exactly accomplishing much and were probably taught not to be to too proud of anything. There are no portraits in my house of important predecessors....

Berdie, Just think how much better off you will be than most when the zombies apocalypse starts.

SS at 41.4k per year, I did not even know that much was possible. You are probably being overly cautious, pull the string!

Ebay works, but remember some book can say a coin is worth xxx but that means nothing if nobody will actually pay for xxx for it. The actual value is what you can get, the more time you are willing to wait, the higher price you will likely get.

FWD is fine, but definitely get snow tires, they truly make a difference. As a test I drove the same car on the same road conditions on the way to the tire shop and on the way back home, night and day different.

So to be clear, this thread is not about predicting what haircuts will become fashionable in the second term of a Trump presidency? I was thinking shaved on the back and the sides with 3 inches or so left on top, combed sideways but still looking like maybe you weren't trying too hard to go...

I loved it, the first ones rang true but it did seem suspicious towards the back half of the list. thanks for sharing.

TSP is not a bad place to be, rates set .03, sounds cheap to me. You can convert to an annuity through TSP can't you?

For me its the sound of the neighborhood kids yelling and playing. I also like going to get breakfast at this dive diner frequented by locals only.

That's great. That's just ****ing great, man! Now what the **** are we supposed to do? We're in some real pretty **** now man! Game's over man, game's ****ing over! What the **** are we gonna do now? What are we gonna do?

Haberdashery

Alas, it is so sad to see. I remember when smoking meant you could go to a seminar somewhere and instantly bond with a plethora of interesting people. Now you are a pariah huddled in your little corner of shame. all this talk of how the internet is ruining meaningful interaction between us...

concerns about my kids in a small town I would retire to a small town in heartbeat as long as there was a movie theater and a few good places to eat. My concern is where I live while I am still raising my kids. The city has a lot of drawbacks, I currently live in a town of 700, but I worry my...

io9.com to satisfy your inner nerd

FERS will augment wife's FERS pension should contribute 30k a year as an extra cushion.

I would be hesitant to make your first venture in rental properties an out of state adventure. you will want to drive past (ie stalk) your first baby in a market you are at least a little familiar with. The turnkey out of state is for when you are more comfortable with the whole process. IMO.

Remember a racing pigeon in the hand is worth two in the bush. I used to get caught up in the 'asking price' of similar items I was trying to sell on EBAY. Asking price is not the same as $ it actually sold for. Be happy with the $150 and don't dwell for the sake of your mental health, nothing...

I take my dividends in cash even though I reinvest them, that way I get to target them to specific stocks that look like better investments than others. Just allowing your dividends to automatically reinvest in the original stock is not the best use of your new money. If no stocks look...