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Not sure if this has been posted. https://www.marketwatch.com/story/social-security-redesigned-your-statement-heres-why-you-should-take-a-long-hard-look-at-it-11637338374?mod=home-page https://www.ssa.gov/ Very nice intuitive UI imo.

Cobra ending on the 30th of this month November. Consequently I need to enroll in Open Market ACA for one month of 21' and then turn round and and re enroll for 2022'. Never been through Open Enrollment through Healthcare.Gov they are asking specific questions regarding my HRA Account thru my...

My area has an excellent dental school which offers dental services through the students. Has anyone taken advantage of their local universties providing theses services and did you save any money compared to your typical private run practices. Also if you have gone this route and have dental...

What percentage of your annual expense is your health care premiums family plan or non - family plan? What are your out of pocket deductibles? Currently on Cobra and my premiums are (family) 18% of my annual expenses and the potential for 7k family or 3.5k individual. :( Hoping to get these...

1% difference. Just doesn't seem right. Think the Dow needs an adjustment.

How bad, how ugly? 50/50 AA with a 3% draw down.

Retired from MC this June. I have an HRA account they contributed to while I was there. I am wondering how I can use these funds more specifically if they can be used for Cobra premiums or ACA premiums. 60 years of age come this August if that makes a difference. Thank you

For those who use this AA I am looking for recommendations on where to put the 30/40 part of the portfolio.

Pension/Lump sum as part of portfolio. I am set to retire within the next few months and am wanting to pin down AA. Total portfolio of 1.7ish of which 1.1 is in pre tax IRA at Fido and a 600k lump sum or 24k/yr monthly pension option. How do you figure AA with this scenario. Thanks

Lump Sum 600k (August Payout) payoff vs 2k/month for life with 100% Spousal Support. Will be 60 in August. If I go the pension route there is a 900/month supplement until August of 2022. Lump Sum will more than likely be higher after August due to drop in interest rates recently.

No doubt they have beaten down at some point the demand for travel will increase. That being said which of the airlines is likely to make it through without going through bankruptcy.

With a portfolio of 1,650,000 my input in FIREcalc was a retirement date some time before end of 2020 year - I will be 60. 42 year duration. I need 75k in expenses figuring 87k before 13% total tax bill. One time lump sum withdrawal in 2021 of roughly 75k to payoff small mortgage balance...

:) I’d like to create a scenario within the planner to show the effects of a withdrawal from pre tax investment account to payoff a small mortgage balance in exchange to offset monthly HC premiums until Medicare kicks in. I'd like to see the trade off on investment balance due to principle...

nearly 10% of my portfolio is in VFITX. Recently it has taken a sharp drop. For those in the know what is driving down the return on these treasuries?

Just a question regarding fees for individual investor. I have an account with Fidelity and have made a few trades this year. Where do you actually see the trading fees broke out for each trade. Thanks

Been a thread or 2 regarding conversions as of late. I have given it some thought since those pesky RMD's are down the road say in 10 -12 years albeit. Reflecting on the 2009 market decline that most if not all experienced, I am wondering if waiting until the next sustained bear market would...

Trying to figure out what it will cost to exchange mutual funds within the American Funds or go to cash or both. Has anyone done this. Thanks

Quick Question, When asked for annual spending is this net after taxes or gross prior taxes? Thanks

Trump, in Reversal, Says Replacing Obamacare Can Wait Until After Election Let’s try to keep it topside[emoji3]

Would like to get some feedback from other FIRE members on whether or not I am ready to FIRE myself and if not how far away I might be. Me - 58 D.W. - 52 1.5M pretax save Small mortgage approximately 7 yrs to go 900/month Zero debt other than the mortgage. Expenses - tracked monthly -...

Question regarding standard deduction. Is it safe to assume standard deduction reduces both AGI and MAGI? New tax law would increase standard deduction 24k for couples - married filing jointly. Looking to estimate potential premiums for enrollment into ACA. Thanks

Have a large portion of one of my IRA's from 401k rollovers in American Fund mutual funds. These front loaded funds were purchased nearly 30 years ago and have done okay. The dilemma I speak of has to do with not being able to trade within the American Funds as easy as it would be in say...

Total nest egg 1.5Mish. Spouse makes about 10k total expenses without healthcare including travel/discretionary spending = 70k (splurging). Me 58 this year D.W. 52. SS gets me 24k @62, 30k@67, 43k@70 Contemplating ER in 2019. Anyone else in this scenario, contemplated it. Bear in mind I am...

Ran the calculator and am feeling better under most if not all scenarios and resultant success rates. My plan is to call it quits in the next 24 months and have an AA over 85% equities. At what point did you consider rebalancing toward an AA that would provide an income stream and protection...