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    DIY Financial Plan

    I bought Jim Otar's retirement calculator for $99. It runs on windows Excel 2007 or newer. It's comprehensive and allows 15 assets. I am also a retirement newbie and had a few problems understanding exactly how or where to enter each bit of data. There is a 175 page user manual which I didn't...
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    Calculator for Retirement

    I just got ORC 2017 but I have a problem that it shows billions of dollars that are not possible. Have you ever had him answer a problem question?
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    Advice on how to research a surgeon?

    Research back surgon well... -------------------- An MRI should show that disk bulge. Healthgrades.com works ok. But better is asking physical therapists, especially experts you may find on Yelp or healthgrades.com. PT's see all the results of all disk operations and while peolpe are in...
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    Otar Retirement Calculator yields a Billion $-WHY?

    I got the 2017 version of the Otar Retirement Calculator. For some reason it calculates I will have a billion plus dollars after selling my income properties worth about $950,000 in five years (3.5% appreciation). I thought it was the beta of 1.4 I had incorrectly assigned to my stocks. But...
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