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Thank you everyone for all the helpful insights. DrRoy those pictures are incredibly beautiful. Did you take them?

Climate-wise... which is better in September... Bryce Canyon or Zion National Park? 31 year old and 60 year old headed on the wandering adventure this 2018...

walkinwood, REWahoo, MRG, thank you!

I'm also interested in lodging recommendations. Secluded, quiet, solitude and silence are the top of my list. Comfortable setting but not luxurious.

1st and 2nd weeks of April... where would you meander in Colorado? I'm interested in nature, beauty, and potentially hiking if I can avoid muddy trails... I've heard it's "mud-season" in April, so I'm aware I'm taking a risk in going... but I'm hoping there is a Colorado-Savvy expert in here...

Thank you very much I removed the specific examples (they were well-imagined examples though) just for brevity. In short, most of the catastrophic issues are simple to mitigate (to a degree) if you cover yourself well with insurance. But this doesn't take away from your point in the...

This is really helpful feedback! I think there is something here... there's a resistance, an unwillingness to compromise, etc. I have some people give me feedback that this is a strength of mine, and is part of what makes me entrepreneurial, but sometimes I'm blatantly staring at that "Flip...

That is wild! I am sorry I am just now seeing this post. I can't believe how different the pricing is these days haha

Thanks-- Wife is getting healthier all the time. She started an internship at a company doing something she's always been interested in, which is really exciting for her (and me). Baby is lovely and a ton of fun. Healthy too, such a joy

following up This is primarily a thank-you post. I just wanted to say thanks to everyone who spoke up and shared their opinions and voices when I posted this a while back. Your input was invaluable to me in a time when I felt like I was navigating intense waters. Here's the update: I...

Gotcha-- ha, I'm the new guy, and I forget what crowd I'm in on this forum! Highly leveraged here is like... you have a mortgage

nun and NgineER Nice to hear both of your thoughts. I like the idea of snowballing down the mortgages, NgineER. I'm curious why you want to make your acquisition stage highly leveraged? The cash flow has depended on a number of factors, for me, but the biggest one has been financing...

Yes, I have. There are some Financial Planners running, "Lifestyle Practices," that appeal to me. I spent a good bit of time networking and researching this idea last fall. Ultimately, the sales side of planning became an intimidating aspect of the job, for me... but I have and still do...

This does make things simple. So this perspective would apply to SS, correct? Since it is COLA?

I'm not familiar with caps during the operational phase of a rental (e.g. I guess I could get them appraised to determine NOI on Appraised Value?). I'm only familiar with Going-In Caps on acquisition/development, and Terminal Cap rates in my pro forma's/IRR projections. Would you mind...

Another Reader, these concerns are what embody my stress, in no way do I view you as "trying to be (or being) mean" >> I want your thoughts and what you've seen, and I only benefit from your perspective. No significant work history is a major reality for me as well, and the year I took off...

Thanks pb4uski, yes you nailed it, I used to call myself a real estate entrepreneur when I was more active in it. This is a perspective I want to consider as well. I appreciate this. Well goodbye statistics! ---- I actually shared this thread with my DW after so many of the posts...

Wow, thank you so much Crewer! Woah, that's legit. Ironically, I had just moved away from property management and leasing a month before we had our DD as well. Timing...

I have made it center-stage for now. Modified work hours, spending a ton of time at home... it was an adjustment, but then again it's part of what I want out of early-retirement. Time with the family at home. So I'm enjoying it for the most part. Also, extra date-nights, wine, movies, trying...

The Canada experience is super encouraging. Maybe I just need to throw this 97% figure out of my head and tell my DW we're just not going to worry about other people. Our marriage feels spectacular, with the associated challenges I mentioned earlier. But that statistic isn't doing much for us.

Perfection-- I went and brushed up a bit. Some of those are pretty funny. Can't wait for the 1st post I use "OMY" in... Ha! Gotcha, and thanks-- I don't confuse people about my leverage, and it's nice to hear you don't think I'm way over leveraged. I'm 29, will be 30 in August. I do...

Gotcha-- she is getting checked out for that specifically here in about a month Thank you

Some ideas of how I could re-allocate/deleverage: 1- Find an equity partner who would replace my “Private Debt” (20% of market value). Or multiple equity partners. Form a partnership, continue to own a sizable chunk of this portfolio, which would then be leveraged only at 64%. Then get a...

Some quick replies and thank you's for people thus far Amethyst, thank you for this, it does seem that the overall climate is warm and welcoming here. I'm already grateful for all the replies here on this post. Ah, that is so good to hear, aja8888. And thanks for the welcome. Excellent, I...

Hey :greetings10: Alright, first post here, please overlook the lack or misuse of abbreviations here... e.g. I think DH means ... spouse? But if I accidentally misuse it in the context of a designated hitter or something... just tell me (and feel free to laugh at me behind your screen)...