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    I am back after a few years away :)

    Happy New Year to all from Thailand! :)
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    A cheaper PCRIX alternative

    http://www.ipathetn.com/pdf/DJAIG_infosheet.pdf - it trades as an ETF(good for us aliens!), is backed by T-bills rather than TIPs, is cheaper than PCRIX(as the "e/r" includes the cost of the futures according to Larry Swedroe) and might hold a tax advantage as less/no income(?) but only capital...
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    The FIRE dividend ETF portfolio

    Well my friend wanted a conservative portfolio and have access to US ETFs but not funds(Alien). He also wanted a super simple portfolio and income of around 4%. I came up with this: DVY 25%, PID 25%, TIP 25%, GIM 25% TIP was chosen over AGG as GIM holds little/none inflation guarenteed bonds...
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    8 mill US$ millionaires in the world

    That is about 0.1% or 1 out of every 1000 people on the planet. The number EXCLUDES primary residence. Ref: http://www.ml.com/media/48237.pdf being the 2005 Merril Lynch Wealth Report. I think it is a healthly reminder when we have all our scare-stories going on about how $1M will not be...
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    FIRE and purchase decisions

    I am happily FIREd and am in need of a TV. Options range from picking up a used 25" TV for $120 to a new 42" wall mounted plasma/LCD screen. Also consider a used car(don't NEED it, but again a luxury). Being naturally LBYM minded I have a tough time pulling the tricker on the high end - (the...
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    The "price" of diversification

    2 (small) up days in the market while my portfolio went south.... :P Still beating the general market YTD though. Cheers!
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    My job? Living here

    I had a good discussion recently with Lancelot about cost of living in Thailand - he lives for about $1k/mth while my budget is about 1.5K/mth(more travel). None of us are making any sacrifices to live for this kind of money compared to our lifestyle in home country (besides living in Thailand...
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    Half year FIRE portfolio status

    YTD my base portfolio did about 3%. Commodities(11%), reits(again), EM debt as well as EM equity were the biggest winners, with my foreign developed bond fund PFUIX being down about 7% as it is not US $ hedged - a risk I am willing to continue to take. The welcome surprise for me was the...
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    My FIRE portfolio

    As I currently am now in the distribution/withdrawal phase I have made some adjustments to my base portfolio - mainly giving it a bit more value twist (the EFA I had got changed into VTRIX one of my other holdings+VEIPX instead of the VTI+IJJ combo) and pursued lower e/r (The shift from EEM to...
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    International Health insurance in Thailand

    Well I have done some homework on www.bupathailand.com and www.thaihealth.co.th but ended up with the more expensive www.goodhealthworldwide.com. On both thaihealth and the goodhealth homepages you can do instant quotes. I wanted a higher total coverage than Thaihealth had even on the most...
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    Foreign bond closed end fund GIM e/r 0.7%

    Another day like yesterday where GIM (now developed mkt 50%, EM debt 50% based latest Feb holding list) dips even though its sister TEI(100% EM debt) is up a couple of %. Since both run by Templeton one must assume same EM debt being picked (have not checked yet). They both hoover around the...
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    FIREd people we have met

    Never really saw this discussed before. What FIREd people have you met? Age/interests/how did they get there?/what are they spending their time on? Etc. The ones FIREd here already have told most of the above (but please repeat!). I met an American in Asia that FIREd at 38 with almost $600k...
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    What to reply to "what do you do?" when FIREd

    Was again thinking the above question through and while some proudly will yell to the world "I am retired!" I would not feel comfortable doing so still being in my 30ties. Call me old fashioned :grin:. I would probably try to work a bit with offshore investments - with some good friends I have...
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