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    Hi, I'm Andrew

    Hi Andrew - I'd definetly recommend doing the full time travel thing. I've been doing it part time for the past 3 years and have recently took the plunge and doing it full time. No regrets and it can be done very inexpensively. My expenses continue to drop every year. When I originally retired I...
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    The cost of health insurance

    I have Blue Cross Basic PPO. It has a high deductable and doesn't cover certain costs like prescriptions, pregnencies, etc. I use it more as an emergency hospitalzation, accident, or serious illness plan than a standard medical plan as I only go to the Dr. once a year for a check up & have no...
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    Spending in early retirement

    I average for EVERYTHING for the past 3 years is about $750 - $1000/month. Some months are less, some more. When I didn't travel and had a paid for home my expenses were closer to $500/month - all of my hobbies are free and my personal expenses for food, clothes, utilities, health care, etc, are...
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    Retirement afloat

    Love to hear about your retirement Dory! I'm an ex- Coastie and spent many years at sea (too many I sometimes think :-)!). My now-ex hubby and I had also lived on our 30 ft sailboat for a bit and had planned on doing that permanently once we retired in our early 40's. Unfortunately we got...
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    Intercst, still renting

    I sold my house a while ago and would rent an inexpensie place now if I was going to stay in one place for awhile. I'd probably just rent a room (if I didn't have dogs) that included utilities and was probably furnished too, as I spend practically zero time at home, don't cook, and entertain at...
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    What time do YOU get up?

    I'm an "O Dark Thirty" kind of girl myself. Get up about 5:30 am or maybe 6am at the latest. Been retired for 3 years now but can't seem to sleep in later (and don't really want to either). Use to get up at 4:30 am when working so this IS sleeping in :-)!
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    Hi All

    I'm new here - just found these booards & WOW!! do I love them. I retired 3 years ago at 42. Live very modestly by most peoples standards. Didn't do anything fancy- just lived well below my means always and saved my pennies. Was in the Coast Guard for a while & then worked for the government...
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