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Am I too old to invest in anything with a high yield I have no IRA or 401k like others seem to have DJ

I have never been to NYC. My wife and I are thinking of getting a flight/hotel package to go there in October. Does anyone here have some tips on how we can enjoy and get the most out of this 1 week adventure? We want to stay in Midtown Manhatten. Some of the hotels are pricey though.