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I’m happy that when I also had someone use my identity to claim a refund that I actually owed money that year. I often wondered about how difficult it would be if I actually was due a refund

By far, the best advice is LBYM. My mom somehow did it while making 40-50k per year and she now has multiple millions in her accounts. I still don’t know how it was mathematically possible. Meanwhile, I was making an order of magnitude more in my late 20s and it took me almost a decade to...

The Cookshack is fabulous for electric smokers and you can’t go wrong with it. I had one for about ten years and just gave it to my BIL I moved to a Weber Grill with a slow n sear, a bbq fan, and a FireBoard for temperature control. I get even more temp control than the Cookshack can provide...

I agree about the “don’t count on it part” but I think it is worthwhile to review the plans. I understand that that can be a touchy subject in the family though. As an example, I reviewed my mother’s plans and she was planning to leave money to the grandchildren at specified ages (18, 25, 30)...