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Part of my ER strategy calls for a portion of my nest egg to grow 4% annually. I am looking for a fund that comes as close as possible to meeting the following goals: 1. 4% return (after fees) with little volatility in order to reduce sequencing risk. 2. Tax Avoidance. It would be nice if...

That is the number I am using as my acceptable risk threshold. Curious what others think. Thanks.

In order to facilitate an ER, I may choose to take a loss on the sale of a Rental property that will allow me to write down my ordinary income to 0. I will have the option to write this down and file an amended return in the previous years (2) or recognize loss in the year of the sale and...

Wasn't sure where to post this. I trust the mods will move it if it belongs elsewhere. So I have built a fairly sophisticated/complex/robust Excel Spreadsheet that details a year-by-year, account-by-account ER plan. While I built it, my professional planner from Prudential spent many hours...

Once we (wife and me) become Medicare Eligible, what kinds of costs should we be planning for related to supplemental insurance? I know we will need Medicare Parts B & D, but what else will we need and what are those costs today? Thanks.

Retirement distribution plans calls for me to start withdrawing $X from my 401K in year 2030. The plans assumes I will continue to draw that amount for 24 years thereafter. It has $Y in it now. Can FIRECalc or some other tool help me predict the likelihood of this plan succeeding? Thanks.

I know these laws are in flux going forward, so my questions are about the current laws. If I retire early, I am still eligible to purchase Healthcare through my former employer's retiree healthcare plan for my wife and me. The plan is 100% funded by the retirees; the company subsidizes 0% of...

Age: 49 Wife Age: 57 Pension at 65: $5.4K (no annual increase) Wife Pension at 65: $12.5K (no annual increase) SS at 65: $21.3K Wife SS at 65: $23.6K Part Time Job til 65: $35K/Year Wife Works til 65: $60K/year Only place to buy Healthcare is through company Retiree plan: $20K/yr...