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  1. Erbragg1

    Class of 2020

    Congrats to all the newly retired and those that have added their names to the 2020 list! I am nearing the six month mark (retired at 51 in January) and am loving life despite all of this Covid mess. Covid has certainly made it an interesting/unforgettable first six months though.... I had...
  2. Erbragg1

    Class of 2020

    No second thought due to the market correction here either. I planned for a 25% dump in the markets during my first year of retirement in my model. I will be buying a little here and there if this continues downward this week. I believe this has been a huge overreaction.
  3. Erbragg1

    Class of 2020

    Sounds like we have a lot in common... I was also a big title and paycheck and dreaded what fresh hell would come my way each Monday morning. I noticed you are not on the “list” yet unpainted.... Do you have a target date?
  4. Erbragg1

    Class of 2020

    Hey all! I am 4 weeks into ER and thought it was worth an update.... I was a bit nervous about leaving behind a good paycheck and worried a bit about how I would fill my day. So far, I can say that I am happy as a pig in mud. This month has flown by. My stress level is way down. I have...
  5. Erbragg1

    Class of 2020

    Congrats! Happy for you!
  6. Erbragg1

    Class of 2020

    Well, it’s official! Turned in my laptop, w*rk phone and badge.... said my goodbyes and rode off into the sunset today. I am retired!
  7. Erbragg1

    Class of 2020

    Anything before 62 is early for most people!
  8. Erbragg1

    Class of 2020

    Thank Draggon. I just turned 51 in November.
  9. Erbragg1

    Class of 2020

    Well, just got off the phone with my soon to be ex-boss. Told him I am done and my last day is January 3, 2020. He asked me where I am going and he was a bit confused when I told him “nowhere.” I explained that I was maybe going to do some part time consulting, but was not sure. I really...
  10. Erbragg1

    Are the higher powers telling me something?

    A little advice on private schools for kids with ADHD.... Do your homework and make sure the private schools you are looking at for your kids are equipped and willing to provide extra help for kids that have special needs. My kids were in private school for a few years. My son excelled and my...
  11. Erbragg1

    Emotional Train Wreck...

    I am already on the vacation planning! We are having a big family vacation planned for July in Hawaii.
  12. Erbragg1

    Emotional Train Wreck...

    I plan on swapping roles a bit with DW. She stayed at home for the past ten years to get our kids through middle and high school. She will now be the breadwinner and I will take over the homemaker role. I like to cook and have no issues doing the cleaning, laundry, etc.
  13. Erbragg1

    Emotional Train Wreck...

    I guess the best analogy I can come up with is that it feels like pre-wedding jitters. I am all in for pulling the plug, but all the doubts and concerns keep popping into my head. I can’t stomach the thought of staying at w@rk 3 more months much less than 3 more years...
  14. Erbragg1

    Emotional Train Wreck...

    I am excited, nervous, happy, worried, anxious, sad and thankful depending on which way my mind wanders each day. I plan to give my notice the week after Thanksgiving just after my 51st Birthday. When I do the math on my financial situation, I am confident that I have enough saved to maintain...
  15. Erbragg1

    Class of 2018

    Unfortunately, I have decided to hold on for a while longer. I am concerned with the likelihood of a stock pullback in the upcoming year or two. I will reassess this time next year... good luck to you!
  16. Erbragg1

    Elderly Parents/Bad Job - need your opinions!

    My parents have good estate planning. Not so sure about my in-laws. Will have to try to probe into that a bit....
  17. Erbragg1

    Elderly Parents/Bad Job - need your opinions!

    Fortunately both my parents and my in-laws are in pretty good shape financially. Both have ample savings, own their houses and have good medical coverage. The issue is more about them not being able to care for themselves and not having the wherewithal to make good financial/health related...
  18. Erbragg1

    Elderly Parents/Bad Job - need your opinions!

    I have a possibility of doing some consulting work, but I am not confident that I could.
  19. Erbragg1

    Elderly Parents/Bad Job - need your opinions!

    Yes, my expenses includes unplanned expenses at $3k/yr and it also includes healthcare and $10/yr discretionary expenses.
  20. Erbragg1

    Elderly Parents/Bad Job - need your opinions!

    My confusion with the intermittent FMLA is related to how are you protected when not out of the office between periods of being on FMLA? For instance, say I plan to take 1 week per month, they can’t lay me off while I am out for each week, but could they at any time during the weeks where I am...
  21. Erbragg1

    Elderly Parents/Bad Job - need your opinions!

    No, I have not, but my parents would insist on them paying for it.
  22. Erbragg1

    Elderly Parents/Bad Job - need your opinions!

    Yes, the $104K includes healthcare, taxes, and $5K/yr for a slush fund for misc unplanned expenses. I assumed my car payments go on indefinitely to “force” saving for a down payment for the next car. And, I just replaced my roof a couple years ago! Air conditioner is next big ticket item....
  23. Erbragg1

    Elderly Parents/Bad Job - need your opinions!

    Thanks all for the suggestions on FMLA. I need to look into this further as I do not really know how it works on the detail level. I am particularly intrigued by the intermittent FMLA. My parents are on the east coast. DWs parents and we are on the west coast near each other. Travel back and...
  24. Erbragg1

    Elderly Parents/Bad Job - need your opinions!

    Thanks Flint. This is definitely an option. It is kind of scary for me as I am at Director level and have been for a number of years. I am concerned that it would be very difficult to find a lower level position as I would be “overqualified” and in my mid-50s by then.
  25. Erbragg1

    Elderly Parents/Bad Job - need your opinions!

    Thanks for the feedback. I want to clarify that I have definitely not made up my mind and am very likely to delay retirement at least till the middle of next year. Of course MegaCorp may make that decision for me.... My DW is looking to go back to w*rk for a few years once my youngest...
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