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I'm planning to purchase property with my SO and at my current SR, I should be able to purchase in 3 years. My SR includes maxing out all my tax-advantaged accounts. On the other hand, I can purchase property much faster if I don't max out my tax-advantaged accounts. The tradeoff there is that...

I'll be moving back to LA sometime next year and started saving up for a car. I can save ~$2.5k/mo while maximizing my tax-advantaged accounts, however the problem is timing. I'm basically waiting on my GF to get a job. Should I lessen my contributions so that I can save more a month, in case I...

I work for a tech startup in NYC and I'm considering working from home as it's an option for me. My boss is completely fine with it and encourages me to work from home if I'm more productive. I've worked from home before and I'm equally productive as I am in the office, probably more since...

Currently maxing out my 401k through DCA, since front-loading it will lose my company match. They don't have a true-up. I have enough take-home pay to max out my Roth IRA, which the balance is $14k right now. However, I have $17.5k in student loans @ 3.8%. Should I front-load my Roth IRA, then...

Just landed a new job at a tech startup. I'm trying to decide if I should pay off my federal student loan ($17k @ 3.8% fixed) or max out 401k with 4% match for the remainder of this year. I'm leaning more towards paying off my loan while doing the 401k match since startups can be unstable. I...

I just received an offer for 85K salary, 0.50% equity. They're a seed-funded startup and are closing out their next round. My base will increase to 110k and they anticipate it'll be within 45 days. This was all in the written offer. My expectations was 90-100k, but if it'll increase to 110k -...

I just got offered a 3 month contract with potential for full-time at a tech startup ( < 10 people), no 3rd party recruitment firm. I was sent an informal offer over e-mail which said 10-15 hrs/wk for $45-$55/hr. I asked if I could raise the time commitment, however the hiring manager said that...

I have 6-12 months of living expenses (depends on my spending) and will be living with my SO in NYC. I've been looking for 7 months and applying online hasn't worked despite all the resume critiques I've gotten from PM hiring managers. I have a non-tech background trying to break into a health...

I'm in CA looking for a position in NYC. I’m going to be in NYC from May 3-4 and haven’t heard back from the two scenarios below. When is it appropriate to follow-up? If no response still, do I assume they’re not interested anymore? First Scenario I cold e-mailed the CEO of a start-up company...

One of my main reasons for pursuing FI is to have the financial freedom to start a company in the medical device industry. I’m having a dilemma whether I should have a part-time job (ex. waiter, barista, Lyft driver, etc.) to get to FI faster or start a company now while I keep my day job...

I'm a CC churner and want to apply for a CC to get a $400 cashback bonus. I'm having a dilemma on how to treat this $400. I'm planning to make a large purchase for a hobby of mine: crash pads for bouldering. At the same time, I want to maximize my Roth IRA or reduce my debt. Thus, I'm...

Should I prioritize maximizing my Roth IRA over my HSA since I live in CA? Since CA doesn't recognize HSAs at all? I have a Vanguard Roth IRA and Payflex HSA.

I'm at a standstill whether to move within biking distance to work or put that money towards my $17k, 3.4-3.8% student loan. Luckily, I don't have to make min payments until 2021 (paid off my > 4% interest student loans). I'm also maxing out my 401k, HSA and Roth IRA. My commute is 1.5 hrs, 40...