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At 14m in investment assets, he is probably already in the top tax bracket.

3 today

I got that too. No 5% 5 yr in sight. Also slowly transitioning some of my Fidelity 5%+ MM into 2 to 3 yr CD's.

Secure Income Retire Early. Effectively it means you have income flow such as SS and Pensions which covers all or enough of your expenses.

4 today

Good decision.

Perhaps but he is past the when to take the SS decision and how much to convert to Roth......

Congrats. I love your posts and they show your love for your wife. You might be the oldest current active poster.

Exactly. No debit card usage for me except ATM cash withdrawals and not many of those either, since I get paid in cash for the lessons I provide.

Yup same one listed in Fidelity.

5 today. Got caught in the tunnel.

Our relationship has improved since retirement, even though for example we spend much less than pre retirement. Everything is more relaxed without work. We each have our separate workout routines, but come together in the afternoon and evening. Frequency of arguments are less and pleasant times...

Most folks post their investment performance gross without including withdrawals. A few do include it, but usually indicate as such.

Going to see the Rays vs Mets today. Diana Ross this Thursday.

Just finished watching "A Man in full" on Netflix. Very interesting short series about a man losing his real estate empire. Based on a few Atlanta businessmen many years ago.

5 today

More of the concept of where to put investments using a choice of Roth, Taxable, TIRA often involving tax efficient decisions. A simple example is if one has equities and CD's. The general concept is that equities is the higher growth asset, thus put it into the Roth where the highest growth is...

My BMW Z4 is slowly breaking down, so driving it only 4k miles a year. Still love sports cars, so we shall see.

I have played in 2 Pickleball tournaments (won both) in clothing optional resorts. Around 2/3rds of the players were clothed including me. Some good natured joking through the day.

The back up camera and wide angle collision avoidance have been great features for us.

We are watching Netflix right now. lol However I play Pickleball 6x weekly which takes up a lot of time plus the cardiovascular and socializing effects. We take many short car trips, lots of entertainment, etc. No coach potato here.

On a semi related note, my fiance's son is now living with us on a temporary basis. Once he gets a FLA drivers license, will I need to put him on the Umbrella policy? I would rather not. He effectively is a renter tenant in the house with a different last name.

What reasons has she given to you why you are not ready? Does she trust your advisor and if not, why are you using them? How many more years does she feel you should work? Conceptually, but not in reality, how would she feel if you took care of your grandson and she would go back to work?

So is the total of your investments currently at 45k?

Yup, we have friends at 70/66 who are still working. He quoted that it is great to get SS and a paycheck. I believe they are good to go for retirement at the same lifestyle. She now has cancer and can't walk well at all. They have done some traveling, but........