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After a big push into the Medicare Advantage business, CVS is apparently struggling wtih making it profitable. Gee, I wonder if this will drive up premiums and cause additional hurdles for getting access to specialists, advanced procedures, etc.? Anyone on the CVS MA plans care to comment on...

Completely agree with you and have taken the same approach as you. I almost never watch news on TV from any source and seek out what I hope is "less" biased news from several well-established, reputable news sources.

This needs to be reported - as do all questionable billing/coding related to Medicare. There is an organization called the "Senior Medicare Patrol" (SMP) funded by CMS to help beneficiaries prevent, detect and report healthcare fraud, errors and abuse. Start here: https://smpresource.org/ to...

Exactly. There's nothing stopping the employer from just waiting for your bucket to be completely full and you decide you *really* can't take it any longer. It's probably likely they too have noticed you're not having the same impact you did in earlier years and know you're likely to retire on...

Isn't it great to be on the 'same page' as your SO?

In our area it's crazy what the rental rates have risen to. There's definitely a shortage of smaller starter homes and 1-2 bedroom rental units which is keeping prices of both pretty high and I haven't seen any noticeable reductions. My auto, home and umbrella policies all renewed over the last...

Same here... the ACA subsidy is considerable for us right now. Should that change due to legislation then I may reconsider ROTH conversions. Currently planning to evaluate some conversions in the years between Medicare and taking SS (planning for 70 but could be earlier if health situation were...

this one is actually 10 years: https://www.officialdata.org/us/stocks/s-p-500/2000?amount=1000000&endYear=2009

That makes sense. But what about "closing the books" for AARP/UHC plans? Are they not doing that perhaps?

Looking at the medicare.gov website for my NJ zip code, it appears that AARP/UHC offers a 'community rated' medigap policy. Wouldn't that be better from a premium perspective over the longer term vs. an 'attained age' policy?

Felt it here at the epicenter in Hunterdon. Wild.

Sorry but I’ll say it again… schedule a session with your local SHIP counselor. For Florida: https://www.shiphelp.org/about-medicare/regional-ship-location/florida

I wonder how the US compares to other countries - specifically the top 25 or so industrialized countries. I have frequently heard that we're the most expensive but have middling or worse outcomes. Again, not to get political here but it seems like human healthcare for profit is somewhat...

My point was the commentary about people saying it's not actually "affordable" and there's a reason it's not exactly inexpensive if subsidies aren't factored in. Sorry if my point wasn't clear.

For me, the ACA is a benefit because I can pick and choose which plan and insurance company works best for me each year without fear of being denied. I am guaranteed coverage regardless of my existing health conditions (currently blood pressure meds) and I am sure of the basic aspects of what...

Reading this thread and some of the criticisms of the ACA reminds me that what we call "ACA" today is a subset of the actual legislation that was passed and even then, a fraction of how it was originally conceived. Remember when the ACA was passed and everyone (read - young, healthy people)...

Please check out your local county SHIP resources... invaluable and not compensated by any of the insurance companies. SHIP is run at the state/county level and available nationwide. Highly recommended. https://www.shiphelp.org/

Agents and brokers have vested interests... I highly recommend you talk to your county SHIP team. These are trained resources that get zero compensation from any of the insurance companies selling supplements, Advantage or Part D plans and they can provide all the information you need on what's...

Outlook can definitely allow more than 30 days of email on your mobile device and you *can* create new Word and Excel files on mobile as well. Not sure why your situation is different but just know these are all possible.

Just did this for myself under an ACA plan last month. These tests were fully covered... - CBC Platelet - CMP Comprehensive Metabolic Panel - Hemoglobin A1C - PSA - TSH All covered 100% and my understanding is at least for this plan it's covered annually.

I've always been kind of bummed I didn't get Feb 29 as I was born on a leap year in the middle of February but 6 weeks premature... so anything was possible between my actual birthdate and the April Fools Day when I was officially due!:laugh:

I've done both on long trips and the last time I brought the laptop I never used it. Being that we travel light (carry-on bags only even for 4 week trips) it's space I hate to use up even thought it's a small 13" Macbook. I typically worry about it being stolen or damaged when traveling and if...

Timely post by Fritz on this topic... my favorite quote: https://www.theretirementmanifesto.com/what-a-difference-a-day-makes "If we live to age 85, we get the privilege of living for 31,046 days. If you retire at age 63, you have 8,035 days left (25% of your life). For the first 63 years of...

Very dark and stormy night... hit a massive pothole on an interstate highway that caused both driver-side tires to decompress fairly quickly - only made it about another 1/4 mile when it was obvious things were not well. Even though I had a full sized spare, I surely didn't have TWO of them so...

This is the best thread I've seen in a long time and extremely inspirational. I am recently retired and looking to use my free time to give back as well. DW has been volunteering a couple of days each week over the last several years at a local food pantry and I can see the rewards it provides...