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I'm also on the SCHD bandwagon with ~ 20% of my portfolio, but I also have another 12% in DGRO as it seems to have similar characteristics. Both are low cost, but DGRO focus is more diverse in holdings (not saying this is good or bad, just different) There are several articles comparing the...

I’ve been monitoring this forum for many years and see a lot of wise people with VERY diverse ideas on managing assets. :>) BACKGROUND I retired from corporate America several years ago and have used rental properties as the “bond” position in our retirement portfolio. I’ve been very...

We have a duel strategy for EV use. I have a 2019 PHEV Chevy Volt which is used for our daily driving around town. It provides 50+ mile on electric and another 350+ on gas when needed. We have found it doesn't work well for long distance as we cruise around 75-80mph when driving long...

RE considerations for NW As many have stated; we do count our primary home in net worth, but not investible assets. For investible assets we only include our rental properties in the mix and I count them as bonds type assets. So, while our IRA's may show 90% stocks/ETF's, the overall...

Freedomatlaast: SS Income Cap is just that. They stop collecting SS once you've paid in the max for that year. You probably already know this as you got a bump in pay each year when you had maxed out the SS income level / payment max. If you want confirmation of the max payout...

Voice of Experience I kept waiting form someone else with actual experience to reply .... as you are looking for validation of making this dream happen. Background: I retired in 2018 after many years in Corp America. I have also been an active RE investor since 2003, surviving the great...

yep, I'm not changing anything either ... If you believe in what you bought why would you sell now ? How is this any different than previous dips ?

If you're looking in the southeast I would suggest Lake Norman (Charlotte NC) or Lake Murray (Columbia SC) as both have decent sized towns to support social activities. Also, consider looking in the Greenville SC area as they are an up and coming area. I'm sure our fellow members from FL...

I use a 17" for home use & US travel. When at home I also have a 24" LED screen attached as a 2nd monitor. This allows me to have a separate screen for a specific app. Having worked with dual displays for 10+ years I find it difficult to consider a single screen option. You're always...

Speaking from experience of doing regular & flat fee with almost a dozen properties in 10 years I would encourage you to also explore option 3 if available in your area. There are numerous companies out there now who will make an offer on your property and allow flexible closing schedules...

I have to admit I read through this topic expecting some vulgar comment to be made about the minority workforce we have coming across the border. It was a pleasant surprise to see fellow retirees treating them with respect. The majority of migrant workers I have encountered were always...

Hi, I'm a TT user for last 10 years. I previously used HRB for about 5 years but had some issues with a mix of rental properties and found TT to be easier for my needs. I would say either will work for uncomplicated taxes.

Having just pulled the trigger last May I can understand how you may feel. It's kind of like jumping out of the plane and having to trust your chute. Go pay a fee based Financial Planner to model it out. Once you paid and the results are the same, go on and jump. Life is soooooo good once...

Started my goal 10+ years ago to retire at 61 in 2020, but thanks to very aggressive investing and Amazon (stock) we pulled the trigger May 2018. Company package helped us manage this. Like others here I see a massive change in my stress, outlook, just plain having fun. Vacation planning...

Hmm ... don't know what to say as we have been able to duplicate the error on demand for Fidelity. Was his original score over 100 ? Was the one-time $ over $100k

Folks, wanted to give you a WARNING on Fidelity's "Retirement Score". I have Fidelity and Schwab accounts. First, I use a new tool Fidelity now offers called "Full View" and I have it import the Schwab positions into the view so it shows a complete list of all account and investments asset...

2nd Home Interesting thread with the variety of replies. I think everyone dreams of "owning a 2nd home" at one time or another. Just recently FIRED and enjoying my freedom. We own long term and vacation rental property now and I have been in the rentals business for almost 15 years. No...

Vacation Rental cash flow I see many good responses, so I think you need to talk to a local real estate agent and vacation rental management company to get a better handle on this. We own long-term rentals in my local market last 10 years and have a Hilton Head villa rented as a vacation...