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Wife and I are retired I am 59 will be 60 in May she is 57 live in NJ. We have been retired for 2 years and have been to Florida the last 2 winters for about a month. We would like to stay there 3-4 months going foward. Thinking of purchasing a winter home in the West Palm Beach maybe PGA...

Thanks I am aware that thing can change. Not much to look into either I get it or we dont. We can always reduce expenses easily if need be but since it is only 15% of our income we arent too worried. We cannot lose principal

Thanks for the link. Just entered info and my number didnt change. My salary has been pretty consistant so I guess I had enough credit not to decrease my benefit.

I think it is a solid plan, do you see anything wrong with my plan

1)4k a month covers expenses....anything over that we can save or spend as we wish 2)205k gross..I figure take home 140k yearly 3)pensions have full survivor benefits 4) 7% guaranteed by union contract NYC 5) 2,400,000/45 years is 53k a year without appreciation..Only taking 70k first 5...

Ok here not sure how to convert to percentages so I will give pure numbers I am 57 wife 55 We both get medical and SSI suplemental paid when we hit 65 1.3 mil in 401k 700k in fixed fund yield 2% 600k in primecap mutual fund wife has 400k in fund which is guaranteed 7% return 700k in non...

Hi my name is Ray. My wife is retiring next month and it got me thinking of my own retirement. I think we are ok but would like a sanity check to see if I missed something. Which forum would be the correct one to post some numbers. It is a little scary to stop working as I have worked my...