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Sorry, I should have written that in the first post, I have experience in investing in stock markets since I am 18. Although that does not mean I traded very much but I invested in funds already since that time. With that crypto-thing I was only lucky I think. Given that, I have already some...

Hello joeea, thanks for your opinion. I don't know if I wrote it clear enough, I already own enough to live off off it if I calculate with a 4% withdrawal rate. But actually most of it not invested. To find a good, highly-diversified low-cost index fund would not be the main problem, more...

Hi, I am a 43 yo guy from Germany. I always thought about quitting before 65 since I started working with 18. Not because work was (and is) bad, but because I wanted always do so much other things which I have lack of time during work (hobbies, travel, hike, read, do reasonable honorary office...