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I did. I had 2 equities held in Computershare and wanted all the shares of each transferred to my TD Ameritrade account. TD has form that I filled out and simply fax'd back to TD and they did the transfer. Easy!

I opened an account in TD in order to purchase an I-Bond. I swear that when I entered all the bank information and it was correct. So after the account was established, I placed my order for the $10K I-Bond. The order failed. The issue was the account. So when I checked, they had the account #...

I have a number of various CEF's in my portfolio. It comprises a small part, 6%-7%, of my total investment. I hold various CEF's from from Nuveen, Calamos, Eaton Vance, etc. The things I look for in a CEF are discount to NAV, steady or rising distributions, and where the distributions are not...

The Internet and forums like this one provide a wealth of information on managing one's own retirement $$. I would never hand over my money to one of those places and pay such high fee's when I could manage myself and do just as good.

Thanks Nick. We did find a place with good pizza. A good bagel hard to find and diner's non-existent. That's the bummer. We did manage to find pretty good Chinese food while down there last few times.

Yes I did. I figure a net taxable income of @ $10,000/year after taking the standard deduction of $24,800. Our 2020 tax return reflected a tax rate of 9.89%, so talking @ $1,000 net federal taxes due.

Thanks Dave for reply. Good luck to you when your time is right to make the move to Carolinas!

One of the reasons that brought us to 55+ in SC, aside from the fact of no more winters to deal with in NJ. And it's not all old people. We see many folks in our community who are late 50's early 60's. There are many social gatherings held, a real feel of a close knit community. That's what we...

I am 62, will be 63 this coming November. DW will be 54 this August. I am looking towards putting in for retirement at the end of this year after 34 years in I.T. :dance: We recently sold our townhouse in northern NJ and will be moving into a new build in a 55+ community in SC. This will lower...

Son works in non-profit, but in TN he would have to see if he could transition to same down there, or look to go in a different direction.

We have had some light discussion to this move. Its up in there air whether he wishes to come or not. If he secures a new job in the interim from now until next year, he might decide to stay here in NJ.

Yes, the thought of picking up part-time work down there, at least to defer taking S.S. at 62 in order for it to grow for bigger check and survivor benefit for wife. Just not sure on logistics of looking for new home while still in NJ and owning our current townhome. We need the funds from sale...

I kind of seeing it the same, small portion, if any would be taxable. Thanks for reply.

Yes, I have thought about tax. We would have @25K of dividend income coming out of my IRA, but with the $24K Federal Standard Deduction, only about $1K would taxable. About $6.5K comes out of a ROTH account, so no tax there and @$3.5K in dividend from Brokerage account, which is taxable with...

That is correct, no pension, but possibly taking S.S. at 62 (next year). My thought would be upon sale of house next summer, we would put aside @ $35K proceeds for moving and first year living, leaving the $100K balance of the sale for possibly down payment on new house if we decided to go that...

Until my wife turns 59 1/2, the $5,000/year dividend income is off limits. The question comes down to "Do I take S.S. at 62". Then the @ $40K in dividend income plus @$24K/year in S.S. would be enough to live. I charted out living expenses 2 different ways, a 2 bedroom apartment and house with...

Correct on the part-time job. Have given thought to doing that as well to supplement income. We would certainly charge wife's son monthly rent while staying with us if he did move with us. The amount would be what you indicated, somewhere about $300/month. Much appreciate the reply.

Hello Everyone. I come to the site regularly to read members post's and have learned a lot by doing so. Thus, I have now decided to post and get some advice from members. I am a 60 year old male, turning 61 in November, and my wife is 52. My wife's 24 year old son currently lives with us and...

I have several CD's with TIAA Bank and Synchrohy Bank, all done online. Excellant support and very good CD rates. Check them out.

If you roll $500K into a TD Ameritrade account that you already have opened, call the support # and ask for free trades since you just rolled $500K into one of your IRA accounts. I've rolled $100K 4 times last year and each time I've completed the rollover, I called and received free trades.

As a followup, Global X launched PFFD in Sept. 2017. They have been steady $.11/share dividend payout since then. I am receiving 6% yield on my shares with low expense fee compared to other preferred ETF's, so I decided to pick up some shares. The question was asked for ETF to supplement...

"Any suggestions for good ETFs with decent (>4-5%) yield?" Take a look at PFXF and PFFD ETF's that hold preferred shares. Good for income with low expense fee.