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  1. The Cosmic Avenger

    IRS error CP14 letter in mail today

    This. If you don't respond, eventually they basically consider it the equivalent of a default judgement, but if you keep contesting it until you can get your point through to them, usually they will keep it open and keep corresponding with you.
  2. The Cosmic Avenger

    Home page changed

    I noticed yesterday that the email link took me to the first post of a thread, and then I noticed that I was signed out, and when I signed back in the email link takes me to the most recently viewed post.
  3. The Cosmic Avenger

    Daily Summary

    I stopped the daily summary a while ago, but I just noticed that I haven't had any subscription notices for days until yesterday, when I usually get quite a few daily.
  4. The Cosmic Avenger

    Stolen License Plate

    Sorry for your troubles, Terry. In Maryland they often issue paper temporary tags until the metal ones are available, I guess NV doesn't do that? If you have a form, you might want to leave it on the dash or back ledge (if your car has one, and if your state doesn't require front plates)...
  5. The Cosmic Avenger

    How Is OEM Windows License Transferred To Different PC Owner?

    I always use DBAN on drives when I will no longer be actively using them, just in case, to securely destroy any remnant of data on them.
  6. The Cosmic Avenger

    protect information during repair

    Agreed, I would probably follow one of these courses of action in your place, frank.
  7. The Cosmic Avenger

    protect information during repair

    Is that a little suspicious to anyone else? I've done some upgrades and repairs on my own laptops, and if I were replacing a hinge, all I think I would need to check would be the screen and the keyboard, both of which can be tested without logging in. Then again, maybe since they are a...
  8. The Cosmic Avenger

    How Is OEM Windows License Transferred To Different PC Owner?

    Right, some people build PCs from new parts, and so have to format the HDD and install an OS, but most order from an OEM, even if they "build" their own by customizing it. Unless you ordered new hard drives and installed Windows yourself, you should have an OEM license, which has restore but not...
  9. The Cosmic Avenger

    About death and money

    I agree with Sunset, this doesn't compute; the estate often pays for a funeral before disbursing funds to the heirs, so I don't understand how the cost of the funeral is income to the family...none of which are necessarily heirs! And it should be presumed that the funeral was paid for with...
  10. The Cosmic Avenger

    $15 to drive into new york city

    I grew up in Queens, lived there until I was 23, and I could count on one hand the times I drove or someone else drove me into Manhattan. It was just too much of a PITA.
  11. The Cosmic Avenger

    $15 to drive into new york city

    If those people you are thinking of would be parking in the inner suburbs or just outside midtown (where parking is WAAAAAY more than $15, probably per hour even), they must be driving from somewhere further out, so they would still be making most of the same drive as before, just ending it...
  12. The Cosmic Avenger

    How to spend some money.....

    Same....maybe even including footwear, as most of it is from the DSW clearance rack, and a couple from when Payless was closing down stores. I tend to trawl the mall department stores for clearance sales whenever we're there. That said, if I knew I had money to spare, I'd have no problem...
  13. The Cosmic Avenger

    Electric Vehicles - Models Discussion

    :2funny: OK, let's look at some facts, rather than just picking and choosing what confirms your biases: People are buying them. Range is sometimes about the same or better than ICEs. I hardly ever need any other charging stations other than the one at home, and on my one road trip, there were...
  14. The Cosmic Avenger

    Suspicious Email *Regarding State Return*

    That's not uncommon in the email headers of scams. The From: is legit, but the Reply-to: goes to a similar-looking but different address. The most common is that both are spoofed to be legitimate addresses, but the links in the email are to phishing sites.
  15. The Cosmic Avenger

    $15 to drive into new york city

    Actually, it'll mostly remove people who can take public transportation or not make the trip at all, but had a slight preference for driving in anyway. Behaviorally, those for whom the preference is weakest are the most likely to be "tipped over". I might not need the $6.30 I'd save by taking...
  16. The Cosmic Avenger

    Built a NAS server after NAS-ty installation experiences

    Ah, I think that's why I don't use Handbrake....it's over my head. :laugh: Plex takes care of a lot of it automatically, although I forget whether it creates lower bitrate versions or transcodes on the fly, I set it up many years ago and haven't touched the settings since. But good to know...
  17. The Cosmic Avenger

    Share Your FIRE Milestones - 2021

    Well, as retired military you should have a pension and your health care paid for, so you shouldn't need to draw much, if at all, from your nest egg, depending on your retirement budget. If interest rates keep falling, though, you might want to get a mortgage if you're sure you want to buy. Your...
  18. The Cosmic Avenger

    About death and money

    The Federal Trade Commission's "Funeral Rule" states that funeral homes have to provide you with an itemized price list and allow you to pick and choose whatever you want. They cannot require you to purchase any of the line items other than one service fee. This might be helpful...
  19. The Cosmic Avenger

    Electric Vehicles - Models Discussion

    Is that why Reuters reported this today?
  20. The Cosmic Avenger

    $15 to drive into new york city

    I can usually get a room at one of the Times Square area Pod hotels or one of my preferred nicer hotels in Flushing for around $200/night. The Pod hotels are perfect for when I'm spending more time in Manhattan than the outer boroughs. For a family trip with 3-5 people, yes, I'd expect to pay at...
  21. The Cosmic Avenger

    $15 to drive into new york city

    Some people aren't happy with what they have unless they can feel like it's better than what someone else has, or that someone else is miserable with what they have.
  22. The Cosmic Avenger

    $15 to drive into new york city

    In what way? I still go back 1-3 times a year, and I still take the subway all the time (when I don't take the bus or the LIRR), and have never had any issues. I don't! I remember having to remember to have coins, and I was a very early adopter of EZ-Pass, I think I got my first one in the...
  23. The Cosmic Avenger

    $15 to drive into new york city

    I think a lot of you realize this, but this applies only to Manhattan, not all of NYC. I've always avoided driving into Manhattan since I first learned to drive in 1987 as a teenager from Queens, it's a PITA to drive and park, and the subway is (mostly) fast and reliable. Even when I drove up...
  24. The Cosmic Avenger

    60 year old, in quest of a balanced discussion

    Just from what you've posted, assuming you included your mortgage in your monthly expenses, you would have a $1600/month shortfall to make up, either by withdrawals, budget cuts, or elsewhere. As others have said, you should check FireCALC to see if that's sustainable. As to the mortgage, what's...
  25. The Cosmic Avenger

    Share Your FIRE Milestones - 2021

    Congrats, glasswave, that's a huge milestone (although I'm sure it won't be your last)! :dance: I remember when I was young, I thought being "wealthy" would mean buying fancy brand name, not generic, groceries! I feel like it's OK to want more when you know you don't NEED more to be happy. I've...
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