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    First Brokerage account

    Update…. So I decided to go with fidelity I’ve deposited 30k. I was thinking about the 3 fund portfolio all which have little to zero expense ratio FZROX. Fidelity zero total index FZILX. Fidelity zero International index. FXNAX. Fidelity total bond Any thoughts on these or other...
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    First Brokerage account

    Looking to open a brokerage account, who would you pick and why? Thanks folks
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    10% Penalties

    Wow thank you for the insight. I’ll definitely be looking in to this as well
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    10% Penalties

    Thank you I’ll be 47 this year, so 55 is not to far off, that’s definitely my best option. I’m currently doing my research on or how I may retire sooner Thank you sooo much for the response
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    10% Penalties

    Ok thank you very much, I’ll do some research on that SEPP plan....hopefully it’s something that will work for us. Thanks again
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    10% Penalties

    Ok thanks, I figured as much. I’m soon to be 47 years old and think of going part time or retirement earlier than 60. I was wonder if there is any way around the early withdrawal penalty Thanks for the response
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    10% Penalties

    Hello, quick question...if I rolled over a employer sponsored 401k to a taxable individual account does the 10% early withdrawal penalty apply if I was to start taking withdrawals immediately? Thanks for any information folks
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    Previous employer Rollover

    Thanks everyone for all he advice. I do not have a traditional IRA yet, only a Roth IRA. I do like the idea of using the 55 rule with my current employer. I have to find out if they will allow me to do that. I’ve got about 8 years to go.
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    Previous employer Rollover

    Awesome thank you for the input, I listed my options thanks again
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    Previous employer Rollover

    These are previous employer funds
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    Previous employer Rollover

    Thank you, also Any less security or risk with that money not being in a employer plan?
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    Previous employer Rollover

    Ok, I’ve been at my new job for almost 4 years and have been hesitant to rollover my 401k to my new job due to their lack of fund choices. They have only one Vanguard index fund choice and the rest are mutual and target date funds. My question is should I roll over to my present employer plan...
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    59 1/2 ?

    I was not, thank you very much for that info. It’s definitely something that may apply. Much appreciated
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    59 1/2 ?

    Hello all, I was just wonder if anyone knows how or why the age of 59 1/2 was chosen as the age we can start withdrawals from our retirement? Without penalty of course. Thanks everyone
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    Help with Old 401k rollover?

    Appreciate the info...I like your idea for sure. This seems to be way to go. Thanks again
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    Help with Old 401k rollover?

    Wow that’s amazing almost no fee there. Thanks for the info...I’d really like to get things all in one place
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    Help with Old 401k rollover?

    Thanks the fees for my old plan are around $190 per quarter
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    Help with Old 401k rollover?

    I’ll be 45 this year.....prob another 15 years at least to grow
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    Help with Old 401k rollover?

    Thank you very much for all the info..... I post both my old and new 401k fund options
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    Help with Old 401k rollover?

    These are my old 401k options
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    Help with Old 401k rollover?

    This is my Current job 401k funds from Transamerica
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    Help with Old 401k rollover?

    I don’t believe they offer o e of those stable funds. It’s with American funds and currently 100% allocated in one of their target funds
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    Help with Old 401k rollover?

    Thank you I’ll definitely be looking into those firms
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