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We live on the Erie Barge Canal since 1981, never flooded or even got close to it, insurance agent I spoke to specializes in flood insurance for WNY and essentially agreed that the decisions made for our area are paying for all those high risk areas that experience flooding frequently eg every...

Planning on doing a renovation to our home in preparation for aging in place, and the cost is such that I have done a TSP loan application for 50 thousand (did go through the process of doing a home equity application with Quicken, but it got to be a nightmare because we are in a high risk flood...