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I admit I have neglected the small bit of international equities we have. We acquired them years ago and I rarely look at them. Currently we have FEZ, TSP I Fund, JAWWX, and ENB - combined less than 5% of the total portfolio. I plan to swap JAWWX and ENB out for Something like VXUS and increase...

Congrats! Every day is a holiday!

I have managed my own investments since my full service broker passed away in the mid ‘80s. Staying the course has always worked for me. The recent dip was a good test of my AA and strategy since it was the first since I retired.

I’m glad I read the book, Retire Happy Wild and Free BEFORE I retired. Great book by the way- but I am too busy to read much now that I have retired. I am living the life I dreamed would never be possible. So far (58 now and retired at 56), retirement has been the best phase of life for me...

I must confess, I spent an embarrassingly large amount of time on the S&P website doing research as part of my MBA program. S&P has researched this topic 20 ways to Sunday and came up with the results oldshooter describes.

I’m all in on BA baby! Then I’m headed to Vegas! JK. I’m an index guy at heart but I did pick up a few shares of Boeing recently. Aerospace industry started in the US with Orville and Wilbur Wright and I am sentimental so holding out until it comes back. Good Luck everybody.

Today is so much better than when I started investing in the early’80s. Back then we had no information and paid big commissions. The market will obviously have ups and downs. Low rates may mean lower returns in fixed income, but also means less expensive capital for innovative companies to...

Before FIRE’d, 95% stocks. Now retired and I have some bond funds for AA, but I’m just a big believer in a few years of cash and the rest in diversified portfolio of equities. I love love love stocks of great companies! Will let you know how it goes.

FIRE’d at 56. That was 15 months ago. I gave 6 months notice per mega Corp policy. Lots of sleepless nights during that time. Then I found the wise and wonderful people of this site. It happened just like y’all told me it would. My last day, as I walked across that parking lot to my car for the...

Sold a bit in January and February just because the market was so high; bought a bit in March because I had a shopping list. But nothing that moves me far from the basic strategy. Holding steady now. In March, my 20 year old started investing with funds from his first job. Started dollar cost...

IMO, paper losses are not really that scary as long as you don’t need to raise cash any time soon. I hate late stage market cycles anyway, with everything so over priced and no good deals in sight, so I wasn’t exactly sad to see us move on from that old bull. The last couple years felt like we...

I retired last year at 56. Last week I told my daughter, don’t let my aches and pains fool you, retirement is my favorite phase of life so far. I love the stress free life!

I have been buying a few shares on the down days, knowing that I can’t pick the bottom and we may have a ways to go. Just looking at companies with solid balance sheets that have been too expensive these past several months. This has been a great test of AA strategy and risk tolerance. Time will...

IVV cost .04. Also, fidelity has some no fee funds worth checking out: FZROX total market and FNILX large cap.

Congratulations and welcome! Great advice from wise and experienced people in this forum. I retired less than a year ago at age 56. I anguished for months, then gave a 6 month notice per company policy and anguished more. But on my last day as I drove out of the parking lot something wonderful...

Stock channel was something this morning, saying “stocks plummet.” But when I reviewed my shopping list, the ~3% drop only put my shopping list stocks about where they were 3-4 weeks ago. No bargains yet. Standing by...

For NgineER, my plan for putting cash to work is similar to what you described. I have a shopping list of stocks that I will buy a bit at a time depending on how far the market slumps and impact of the virus. Today’s ~ 3% drop only put these stocks to prices they were at 3-4 weeks ago so I have...

I know people who are completely locked in to various stocks for fear of paying taxes, and I am doing my best not to be like that. I just grit my teeth and make the best trades I can while reminding myself about not letting tails wag dogs. I remember Peter Lynch wrote long ago that taxes are a...

I think in the US, we will begin to learn more on severity, breath, and depth of corona impacts over the next few weeks. Human impact aside, this will be a good test of market strategies and individual AA. It will also help us identify weaknesses, like supply chains overly dependent on China...

Congrats CindyBlue! You earned it. Now you can live your best life.

mtbikelover, looks like you have great options. It all comes down to the time vs money question. We only get one life so make the right choice for you.

I love the stock market. I think of corporate employees that my few shares combined with their hard work stay employed, the customers enjoying goods and services, the economy generating taxes that pay salaries for teachers and the first responders who will save someone I care about one day. I...

Here is a link that provides more info on bucket strategy if interested: https://www.morningstar.com/articles/920390/3-retirement-bucket-portfolios-for-minimalists

Hi RunningBum and all, Have you looked at the bucket strategy? Morningstar has a great description of it, but the executive summary is to keep 5-7 years worth of money you will need in fixed income/cash, and every thing else in equities. The idea is that in a down market you never need to sell...

A few decades ago I had a full service broker. I will never forget him, good mentor for a younger me. But Since he passed in the mid 80’s I have been on my own and done just fine, FIRED at age 56. Today is the golden age of investing and it’s not as hard as some would have you believe. Look at...