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  1. COZICAN

    CD's and FDIC Insurance

    So it matters not that they are in one account at Fidelity rather they were issued by 5 different banks? Thank you for your response. I held on the phone with Fidelity for longer than it took you to respond.
  2. COZICAN

    CD's and FDIC Insurance

    How do you feel about laddering 5 $200K CD's at a institution such as Fidelity when the total account is only insured for $250K? Am I wrong? Coz
  3. COZICAN

    GF son wants to start investing

    My girlfriends son wants to start investing and asked me for advice. He turns 18 in a few months. I have a FIDO account but i'm not his legal guardian and can not open him an account. Where would you direct someone just starting out? I helped him set up his 401K already, he has savings but no...
  4. COZICAN

    Anyone having problems getting into Fidelity

    I just tried. No problem here.
  5. COZICAN

    Do we still go to concerts? What concerts have to attended in the last few years?

    Upcomming I currently have tickets for KALEO, Lucero, Turnpike Troubadors, Whiskey Myers & Band of Heathens. Damn.......looks expensive in print!
  6. COZICAN

    PSA test false positive rate 70%?

    My norm was 1.4 - 1.6 then a 4.4 appeared recently. Dr said it was likely an anomaly. 30 days later 1.6 again.
  7. COZICAN

    Nervous in Oklahoma

    My opinion once again. Trump wins; market rises. Harris wins; long slow drop. Wait.........did I say "Harris"?
  8. COZICAN

    Nervous in Oklahoma

    I realize the whole world is watching this election but the WHOLE WORLD is watching this one!! Lately it seems the media as opposed to fundamentals has been the driving force. Headlines have been controlling and forcing volatility. IMHO of course.
  9. COZICAN

    Nervous in Oklahoma

    When I said 100% I wasn't clear. I do have significant cash savings outside of our IRA's and 401K. I am just wanting to avoid the possible turmoil that could come with the election and believe that moving to MMMF's from mid October to mid November won't cut me out of too much potential gain but...
  10. COZICAN

    Nervous in Oklahoma

    59/58 DW with cancer 1M in IRA's and 401K 60/40 mix as of now. Considering moving 100% to Fidelity Money Market Mutual Funds until after the elections but know absolutely nothing about them. I have FNSXX available in my 401K I assume for a reason. Comparing it with Fido's 100 other offerings...
  11. COZICAN

    Aca question

    Thank you all. I’ve gathered some good advice and opinions. I’ll be around. Coz
  12. COZICAN

    Aca question

    Hey guys. I came on here a few years ago so high on life about FIRE only to have it snuffed Sept 2019 with a lung cancer dx on my 57 (then) yo wife. Not to bum anybody out but the cancer has moved to her brain and we have been treating that. Small details....she is doing pretty good; I'd say...
  13. COZICAN

    Book Rec: Being Mortal

    I bought the book months prior to my DW’s stage 3C NSCLC Dx. Was an eye opener knowing what medical science can do to keep you alive. So many real life testimonies. She’s doing better btw. 33 radiation treatments and 11 chemo treatments down; should begin immunotherapy after first of the year.
  14. COZICAN

    Best Scenes in Movie History?

    The Sound of Music when the Von Trapps escape over the Alps.
  15. COZICAN

    Kick in the teeth

    Thank you for all the positive responses. Radiation 1,2 & 3 were non eventful, 1st chemo was non eventful even 3 days later. I believe we have a great team of doctors who all are very optimistic. DW has has some pain and some nausea from the pain meds but she's off to a good start. I have...
  16. COZICAN

    Kick in the teeth

    I do qualify and my company is behind me 100%. I'm holding off on that for now to see how the treatment goes. It's close to the house and her mom will be taking her. Should she become sick I will take the FMLA time. Shes pretty good right now. Slight pain and mild nausea. Treatments start later...
  17. COZICAN

    How Warm is Your NON HEATED Pool Now in October? (Southern States)

    We only heat ours early spring and fall. We like to keep it around 85 and usually only have to bump it less than 10 degrees or we don't bother. I've never noticed it on my gas bill.
  18. COZICAN

    Kick in the teeth

    We've been married 35+ w/ no kids. Our love has already grown stronger due to this. I don't believe a day has passed in 35+ we haven't hugged, kissed and told each other of our love.
  19. COZICAN

    Kick in the teeth

    Very good advice. Thank you. I'm already reevaluating some things. I'm not sleeping well, not eating well and putting off exercise. As things settle down (all of the testing etc) and we move on to treatment I hope things will get better. Right now I just worry about her needs but I do know I...
  20. COZICAN

    Kick in the teeth

    Thanks everybody for the words, thoughts and prayers. I've been coming on here daily but just seem to stare at the screen. Nothing seems to matter. Prayerfully the doctors optimism will play out. Coz
  21. COZICAN

    Kick in the teeth

    Hers is adenocarcinoma non-small cell but is in a very bad spot. She is my world and she knows it.
  22. COZICAN

    Kick in the teeth

    She's smoked for 40 years. I have too much stress. Odds were against us one way or the other.
  23. COZICAN

    Kick in the teeth

    My DW who will be 57 on Friday was diagnosed with stage 3A lung cancer last month. Wow. We've always included in our talks that one day she would get lung cancer and or I would have a heart attack or stroke; but not at 58/57. Doctors are optimistic though it's inoperable at this point. It's...
  24. COZICAN

    How Warm is Your NON HEATED Pool Now in October? (Southern States)

    64 Yesterday in central Oklahoma. Doubt it will see 70'S again before spring. I have an 80K BTU heater but air temps are not that pleasant now.
  25. COZICAN

    Wanted, a good value in a dash cam

    Mine constantly records 1.5 minute loops and drops them as sd card fills up. In case if impact it automatically saves the 60 seconds prior and continues saving until I stop it. I can also say at any time "Ok Garmin Save video" or "Ok Garmin take a picture" and it saves those in separate folders...
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