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Thanks for the clarification. I have heard recent interviews with Dr. Marty Makary of Johns Hopkins where he suggests natural immunity is more effective, which is what led to my finding/posting the NEJM article. In his Washington Post piece he suggests the science is still unfolding on this...

There’s a recent New England Journal of Medicine piece based on a Qatar study that says natural immunity (having recovered from COVID) offers better protection than vaccines. https://www.nejm.org/doi/full/10.1056/NEJMc2108120 I’m not sharing this to suggest you are incorrect. I am sharing it...

I can’t remember the last time I was bored. Granted I spend an awful lot of time working right now, but I can easily waste my few spots of free time with TV, internet, podcasts. My thoughts on retirement are that I will need to organize my time so I don’t just piss it away. Set aside time for...

That’s an excellent question, and hopefully one that will cause some to reconsider their strategy. I have a mother who says she would willingly move into assisted living or a CCRC, and a father who refuses to discuss it. So “run out the clock” it is… Ironically, he is the one that needs more...

I may relocate, I may not, still up in the air. From my perspective, I have a few close friends locally, but some of my best friends already live hours away from me. Of my local friends, a couple are talking about relocating themselves once they retire, so will probably not be around. So even if...

Thanks to all for comments. Some of what’s been mentioned I’ve already considered, but some I hadn’t thought of (for instance, proximity to an airport). Slightly amused by the suggestion of political climate. Not that I disagree - it is something to evaluate - but I’ve found it challenging to...

I’ve started to look at properties for my retirement… I’ve narrowed my location down to two areas. I’ve spent a fair amount of time in both areas over the years, so I think I would enjoy both, but going back and forth on which is “the one”. I’m wondering what criteria you may have used (or...

I’m in a similar state of mind. My home is paid off, but I’ve been thinking about a second (beach) home. With the recent spike in housing costs, I’ve put those thoughts on the back burner. The reasons for doing it were (1) I’d like to live by the shore once I retire, and (2) I thought...

Well, here are my thoughts. But you have to make the right decision for you. a) Island living i.e. Hawaii - would love to vacation there, but too remote for permanent residence. And if it’s Hawaii, pretty darn expensive. b) Big City living i.e. DC - definitely not for me. Noise, pollution...

It’s good to know what original Medicare (Parts A and B) doesn’t cover. Some are services commonly needed by seniors: Dental Vision Hearing Aids/Exams for Fittings Foot Care Also, it doesn’t cover an Annual Physical. It does cover a Wellness Visit (height, weight, blood pressure, etc.) but not...

Just noticed that a house I was looking at, listed in April for $399,000 was re-listed last week for $459,000. LOL. Guess they weren’t getting enough offers over the list price.

The other advantage to a polite, but firm, “no, I’m not interested” is that it’s an honest response. You could say you have other plans for the property, but if it’s not a true statement, why go down that path? I am kicking myself because I had a situation today that called for a polite, but...

Sorry to hear about your dog’s seizure. I work with dogs (training, daycare, boarding). I’ve seen dogs live long lives despite having had a seizure. Sometimes it is a rare occurrence and the dog just continues with his normal life and routines. Sometimes it’s an ongoing thing, but can be...

Purchasing site unseen blows me away. I get that you can see pictures, even virtual tours, but don’t people understand nothing replaces seeing things with your own eyes? I’m not sure if this is more due to inexperience or desperation.

Once forbearance ends and mortgages - and rent for those mortgages - are due, there will be a greater supply due to foreclosures. I doubt there have been many foreclosures recently due to COVID hardship allowances. Might not be enough to send prices down, but potentially could level off prices.

This is an aside, but I can’t imagine working a corporate/office job that’s 100% WFH. Not saying it can’t be done, but for me I needed that face-to-face interaction to build relationships, provide feedback, etc. I often wonder how I would have managed being forced to WFH for the past year.

As I look at how prices have increased, my initial reaction is it must be a bubble... but I’m no expert. I am surprised by the number of people/experts who are saying it *isn’t* a bubble. ��*♂️ I’ve been casually shopping for a vacation home, nothing serious, but I have...

I never knew my paternal grandparents. My grandfather died (lost in WWII) when my dad was a kid, and my grandmother died right after I was born. But the rest of my father’s family (aunts, uncles, cousins) would always come by on New Years Eve. They would have shrimp, kielbasa (basically food...

I’m not retired yet, bot planning to pull the plug in a few years when I’m 55-56. I’ve had to work at overcoming a little guilt about early retirement when some of my family haven’t been/won’t be so lucky. I had made peace with it; after all, I’ve worked hard, saved, invested wisely, kept...

I think it’s perfectly normal to feel anxiety with any major life change. Even if you know the numbers are right, and the time feels right, there is uncertainty involved. Hope all goes well!

This always breaks my heart a bit when I think about it, the fact that once my parents pass, I’ll probably never return to the hometown. My parents were both born and raised there, and have owned the same house for nearly 60 years. Growing up, I had grandparents, aunts, uncles, siblings, and...

I was visiting my parents (in their early 80s) this weekend, and overheard them discussing plans for Easter. Among the plans were (1) ordering plants for family gravesites, and (2) scheduling masses to celebrate late family members. It occurred to me that, with my siblings and me located at...

Things I learned: John Cowsill is married to Vicki Peterson of The Bangles. Here are The Bangles from their reunion as a quartet (1999-2004) before Michael Steele retired. Not a well known song for them but probably my favorite, “Something That You Said”.

For several years now, I’ve been keeping an eye on Cape Cod realty, thinking of a potential retirement property. I’ve noticed in the last 6-8 months that there are fewer properties than normal, and they’re higher priced than they had been. I attributed it to Boston relo’s due to COVID and...

I didn’t actually do a count, but as I read through replies, I noticed most (75%?) referenced “we” vs. “I”. I don’t think this is a small detail. I think it’s easier to make this type of move if you have a spouse or partner you’re moving with. At least you have a built-in companion as a couple...